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Capquest and kays CAT debt


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Sent cca request to capquest ex Kay's catalogue. 

Received letter account put on hold until request answered. 

Capquest are contacting shop direct finance for information. 

Advise please 

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  • dx100uk changed the title to Capquest and kays CAT debt

as with all other cca requests ...if after 12+2 working days they fail 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Do nothing until they provide an enforceable CCA, when they fail to provide STOP paying.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 3 weeks later...

Recieved response from cca request to capquest which is a periodic statement, stating original account no. & dates of original agreement and assignment to capquest. .

 

Should I just ignore this and cease payments until a genuine cca is produced 

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Posted (edited)

Doesn't appear to be a cca agreement,  having looked at examples.

But letter mentions nothing of being unenforceable like other responses I've had from other dca's 

Letter says find below statement in relation to your running account credit agreement which is regulated by the cca act 1974.

Edited by Juandy
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if you wish scan it all upto one multipage PDF please

read upload carefully.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

just a statement they have to send if they think they are the creditor under fca rules means nowt.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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