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Backdoor CCJ - old disputed Mobile debt


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Hello

 

I have received a court CCJ paper but I did not receive the court claim.

I was thinking to send CCA to the debt collectors agency to see if they have any agreement.

I don't remember this debt and  I disputed it already I informed the debt collectors that I am  disputing the account.

They replied to me by email before the first lockdown they put the account on hold for more invitations then I never heard from them again till I received the CCJ paper.

 

Is it a good idea to send them CCA

The debt is for mobile contact

Are they allowed to take disputed on hold  account to court 

 

Thank you guys

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too later for that now the CCJ trumps any paperwork wriggles

 

i will guess you moved and adid not update your debt owners on your credit file of your correct address so everything was quite legally sent to the old one

we call it a backdoor CCJ 

 

tell use about the debt and who got the CCJ?

have you a copy of the Claimform with the particulars of claim on it yet?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Backdoor CCJ - old disputed Mobile debt

the Mobile company have my current address

even Lowell the debt collector have my current address but I did not  receive the court claim at all,

What I received was the CCJ decision.

The debt for mobile contract goes back to 2016

 

I told the debt collectors about the dispute and they put the account on hold, put they took the account to court before they solve the dispute.

 

What is my option here do I have to start paying them 

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So you have received a Notice of Judgment for a court claim you never received. 

 

What date is the judgment ?

How much is the judgment ?

Does the Notice of judgment offer monthly payment or payment forthwith ?

 

If you decided to set a side the judgment would you have a valid defence ?

 

Andy

We could do with some help from you.

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so you have not moved since you took out the mobile contract?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So you have received a Notice of Judgment for a court claim you never received.  ..  yes that's correct

What date is the judgment ? was 5 Jan 2021

How much is the judgment ? £800

Does the Notice of judgment offer monthly payment or payment forthwith ? monthly payment of 100

f you decided to set a side the judgment would you have a valid defence ? I did not take that contract my defence will be I do not owe that money 

so you have not moved since you took out the mobile contract? yes I moved

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On 30/04/2021 at 14:43, Amiir said:

I don't remember this debt and  I disputed it already I informed the debt collectors that I am  disputing the account.

 

Quote

so you have not moved since you took out the mobile contract? yes I moved

How do you know if you never took out the contract ?

So which Mobile company is the agreement from ?

 

.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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On 30/04/2021 at 14:43, Amiir said:

I disputed it already I informed the debt collectors that I am  disputing the account.

They replied to me by email before the first lockdown they put the account on hold for more invitations then I never heard from them again till I received the CCJ paper.

 

but by email did you tell them your new address?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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How long do I have to send the set aside form to  court?

I am filling the form I will send it very soon 

in question 10 which kind of evidence do I have to send?

 

Thank you

 

 

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did you inform lowells of your current and correct address during your earlier exchange before they issued the claimform?

do you have the particulars of claim and know what date this account was opened?

if the date was after you moved out you have a good case this was identity theft.

 

there is no rush doing the N244 get your ducks in line 1st.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yes I did inform them they know my current address 

I don't have the particulars of claim  I do not know any details about the claim

is there any way to get copy of the  claim can I email the court to ask them to send it to me?

I asked Lowell for information about this account  but they never send my any details

I have sent Lowell SAR 10 days ago I am waiting for their reply

 

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go ring northants bulk

ask for a copy of the claimform particulars of claim box AND the address the form was served too by email pdf, there might be a small fee

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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