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Cap1 card debt still with Cap1


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It is yes..... sar

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Latest Spreadsheets - PPI Claims and Charges Claims - Dec 2011 - Payment Protection Insurance (PPI) - Consumer Action Group

 

look through the statements and enter every fixed sum penalty charge for late/over limit etc in our CISHEET 

put cap1 int rate int into cell D15. 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Been through statements, already made ppi claim and credited to account and cannot see any fixed sum penalties or charges listed

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ok i've managed to work on your thread and sorted a few separate threads now.

this one is for your Cap1 card.

 

can you tell us when this was taken out please?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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oh good hens and teeth might prevail here then

them having a signed credit agreement that is also enforceable is quite rare for the age.

is there anything in the SAR?

i will guess at some point an agreement was signed, or was it an application form from a magazine or something that you sent to get the card..

 

this could be fun, i'm tempted to just say stop paying cap1 and they'll sell it on...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'll look through forms, have you a sample of what I'm looking for 

 

I have found a application form which mentions a cca and it is signed 

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read upload carefully

scan that and associated T&C's etc up to ONE multipage PDF only 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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there must be pages of terms and conditions too with your name at the start of page 1

though to be correct cap1 nor anyone HAS to include the consumer credit agreement in an sar.

 

use our enhanced google search box

 

claimform Cap1 card 

have a look at a few CCA returns in those 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok well lets see what they have i suspect it won't have all the prescribed terms.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Will upload tomorrow,  got to check how

W to do it properly 

 

If I scan doc ,marker pen out details and rescan will that be ok

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please go read our upload guide

do NOT use a marker pen!

it can be seen thru!!

 

read upload<<clickme

 

1 hour ago, dx100uk said:

read upload carefully

scan that and associated T&C's etc up to ONE multipage PDF only 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • Andyorch changed the title to Cap1 card debt still with Cap1

thats an application form not a credit agreement..

did you go look at other examples for you era...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well you could send cap1 a CCA request but that might best be saved for when/if it gets sold to a DCA.

at present you were only paying £16PCM? so with the savings of not paying the other cash cow accounts due to no CCA returns in 12+2days.

it might be best to let this one run.

 

generally..get yourself upto speed and get reading a good few threads in the debtself help forum where your other thread is.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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