Capquest/Drydens Letter of Claim - old Virgin/MBNA card

[dx100uk]

no you never talk to a dca on the phone.

capquest are not sending default notices

what are they NOSIA's letters?

[hamadryad]

They are just records of payments made. A whole widget of them.

I'm filing them & when I get a chance, I’ll go through them.

I'm not going to talk to them though.

thanks,

H

What are NOSIA’s though?

[dx100uk]

so statements of account then?
 

[hamadryad]

Yup. Just statements. 

[dx100uk]

so not default notices then.!

 

so they must confirm last payment date?

or are they simply stating no transactions for that 6mts period

[hamadryad]

Got home this pm to find a letter from capquest saying they will instruct a company called Resolvecall to visit where I live, if I do not contact them before 10 June.

I’ve never heard of Resolvecall and assume it’s scare tactics.

I have told them any and all contact must be by email, though I did that by text to a number they called on.

H

[dx100uk]

ignore ...

resolve call or more previously know a scotcall [we called them snotscrawl] 

 

please STOP using text and email block and bounce them all

WRITING ONLY

 

a doorstepper DCA have as much power as your cat, infact less, 

at least your cat is allowed indoors.

if par chance one of the commission based brigade do appear at your door

simply DO NOT ENGAGE WITH THEM

get your mobile phone

put it on video

goto your door

open it

point it at them and say if you do not leave this property immediately and never return my next phonecall will be police 101.

 

close the door

 

dx

 

[hamadryad]

Ok. All contact in writing then.

I'm on a state pension now, and v small private on. Total about £660. Not much left for me.

Thing is, my partner has had a seriously bad experience with bad debt which has split her family, and if they turn up, I might find myself out in my ear.

You will understand my need to avoid them calling!

H

[hamadryad]

Hi,

 

does that hat letter I found on here about disallowing random visitations still apply?

i sent some out while I was looking after my mother, and while I got no acknowledgment, I also got no callers.

 

H

[dx100uk]

No pointless letter tennis!!!

[hamadryad]

Are you saying they will just ignore it?

how about disallowing them to share my data with a third party ie Resolvecall, under the gdpr regulations?

H

[dx100uk]

org agreement allows that

[hamadryad]

On 03/06/2019 at 16:34, dx100uk said:

org agreement allows that

Had a letter from them saying if they don’t hear from me in 7 days they will send a rep to my address.

Don't need that hassle right now.

Im sure I don’t have to contact anyone I don’t want to. I’ll write to them telling them that if they turn up, I’ll call the police.

H

Incidentally, could I just handle it all under an IVA?

[dx100uk]

stop panicking..

they are not bailiffs..no legal powers as with any dca..

 

if they do turn up

film them on your phone.

state leave my property else i'll call police 101

do not ever return.

do not say nowt else.

[hamadryad]

I'm not panicking, I just don't need the hassle!

 

ill write to crapquest then. 

[dx100uk]

you don't need to write to anyone

pointless letter tennis.

 

it will have zero effect.

sit on your hands 

yours is not the next move.

[hamadryad]

Thing is, I’d never paid the parasites, just the oc’s

 Stopped paying last year & now I’m getting this hassle!

never heard from the oc’s.

ah well. 

[dx100uk]

because you were blindly paying and running the SB date to infinity

this way you are in control not them.

its YOUR MONEY.

take control

 

let it run.

 

 

[hamadryad]

Assuming that the debts will die with me, what’s the harm of £1 a month. Precious little available for £1 a month really, to avoid the hassle!

You do make a fair point though, about control.

H

Edited July 2, 2019 by hamadryad

[London1971]

Because the second you pay them again, even a quid, it resets the statute barred clock.  I never paid Capquest  a  penny, I ignored all their letters, and texts, put them to the back of my mind, and guess what, it's now 30 days from being statute barred.

 

If they sent me a PAP letter tomorrow the debt would be statute barred by the time they could produce a claimform, and I'm really glad I took the advice here and totally ignored them.

[hamadryad]

Well now there’s a change of tactics. Almost certainly due to this Covid virus though.

Got an email from them (after they’d refused email communication due to me not providing loads of personal info) saying that there’s another important document’ waiting for me on a link.

When I click the link, it says I have to put in all that personal info.

easting my time? Or should I complete the form & read the so-called ‘Important document’?

 

All the best, and I hope you are all staying safe,

 

H

[dx100uk]

Who?

[London1971]

Anything important will arrive by post.

[hamadryad]

It was Crapquest.

 

H

[dx100uk]

you should already be blocking and bouncing any/all email addresses of any deca's that use that method of free harrassment.

 

dx