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Hi, I have a long going issue with Welcome finance now taken over by Coast Finance Solutions on 23/05/18.

 

FSCS have on their website failed firms and Welcome Finance being one of them. They failed in 2/03/2011.

 

I phoned FSCS what happens when a company fails/cease trading and stops altogether. They said everyone stops and leaves.  

No one is in the office, no work takes place. Yet I don't know who has been ghostly charging me £254.64 every month from 3/12/13

to 12/6/18

PPI payment almost cleared the debt in 2018. 

I am confused. Please help.

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just type coast in our search of the top red banner

get reading up

 

the loan was sold to coast by welcome.

 

is this a secured loan?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You need to get reading coast threads

esp the cruz one.

 

get an sar off to welcome get all the statements from day one.

 

Its surprising the ppi coughed up! That is very very rare!

 

coast now own the debt so its not a ghost but believe you me welcome scammed you out of £1000's i bet in unlawful penalty fees like letter arrears phone call.

 

how much is outstanding? And did you ever rwfinance at all?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just follow our upload guide 

redact as JPG's then merge them all into one PDF 

 

how you doing on reading other coast threads?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hidden you must hide your pers details and anything like ref no's that can ID YOU>

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx

May I know if you have made progress with the info(statements) that I sent.

What are those amounts of £250 ? interest/charges ? Or is just a mistake?

I have looked at cruz threads and i need to identify what those amounts of mine are so as to move forward.

Thank you

 

papayoo.

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why have you not been paying this since 2013?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

then the debt is most probably real

now how much you owe is another matter.

 

get an sar off to welcome and coast.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx

  • Welcome had stopped trading by then.
  • You can also see how much I owed in 2013
  • With the PPI I would have cleared the balance
  • But who was raising the amounts when the company was not trading.
  • I have the SAR  from them

 

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it's not correct they were not trading, they simply went into administration, certainly doesn't mean the agreement is null and void and that you should not continue to pay what you owed.

 

now, the matter of the PPI paying the loan whilst you invoked it is another matter and can only be sorted by scanning up the full comms log from welcome and their statements from the sar.

then we can workout what went on.

 

one multipage PDF only please and redact things as a JPG carefully 1st please 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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