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Overdales Solicitors From Lowells


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Hi

 

Apologies if this is in the wrong place.

I am looking for advice. I tried to do this before but have been struggling with everything.

 

I have received a letter from overdates solicitors stating they have now been instructed by Lowell Portfolio to recover an outstanding amount which was owing on a catalogue previously.

 

I have to pay them or they will issue court proceedings. I am not in a position to pay them what can I do?

Thank you

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Looks like Lowell rebranded something. Likely to be Lucas Credit Services maybe with a rebrand? Who knows... 

Interesting. 

Paste up the letter minus personal deets :) 

 

FKO

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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so this will be your old debt from very catalogue thats now been sold to lowells.

whats the defaulted date ?

when did you last pay very anything?

is the a letter of claim with a reply pack mentioning the pre action protocol?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Safe to ignore unless you have moved since you took this catalogue out and did not inform very in writing

 

Can you answer my other questions please too....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I haven't moved still at the same address

 

so this will be your old debt from very catalogue thats now been sold to lowells. (Yes)

whats the defaulted date ? ( Dec 2020)

when did you last pay very anything? ( About Nov 2020)

is the a letter of claim with a reply pack mentioning the pre action protocol? ( Sorry I didn't get anything else just the letter and another one with it from Lowells stating the same debt is owed )

 

Thanks really appreciate the help. If I ignore it will they send me to court?

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They must abide by the pre action protocol.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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How do  proceed ? Do I need to contact them and ask for any information or just wait till they start court proceedings which I really don't want.

 

Sorry not really understanding all the technical stuff.

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Already said safe to ignore

It is not a letter of claim under the pre action protocol

Click and read.

Youve been here long enough to understand cag is about self help too

 

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks DX really appreciate the help -

 

Can you help me with this please - I dispute this debt because..recommended reason as advised from your thread and add the debt purchaser has yet to provide any or all of the required documentation.

 

thanks

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:frusty:

it is not a letter of claim

you do not need to respond...

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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14 hours ago, dx100uk said:

Safe to ignore unless you have moved since you took this catalogue out and did not inform very in writing

 

Can you answer my other questions please too....

Absolutely not a PAP letter.  My reason for butting in here is that Lowell's MO is to find find people who have not informed them of a change of address, and obtain a default CCJ.  

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Got to love their desperation, their last paragraph is hilarious, another one of those ''valid even if not read by you'' comments.

 

At the bottom of that page does it tell you that they are a trading name of Lucas Credit Services?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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