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Lowells/Overdales PAPLOC now claimform - old shop direct Very CAT debt


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thanks andy..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Defence amended in post #51.

 

Please check it and complete the required dates marked in red.

 

Andy

We could do with some help from you.

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It seems overdales have decided court it is. :-(

Sent me a letter stating I have till the 9th of September to get in touch or they will be sending a consent application.

 

oh well thanks for all the assistance but I won't get anywhere in court unfortunately.

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How do you know you wont get anywhere in court ?  How do you know this will even get to court...they have to respond to the defence first then it has to be allocated to track. Have you received a Directions Questionnaire N180?

 

What consent are they sending and for what ?

 

Andy

 

 

.

We could do with some help from you.

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Yes please.....never heard of a claimant sending a consent application ....whatever it is ?

We could do with some help from you.

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Standard response if you wish to indulge in their offer before they have to shell out for the hearing fee. I suspect you cant afford that so ignore them and let them proceed to allocation...they do make me laugh " Internet Defence "...:becky: 

 

Beats their template particulars and witness statements.....which are on every court claim topic on this forum.

 

 

.

We could do with some help from you.

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Thanks again.

I was just worried because I read on here that the judge awarded a similar case to the debt collection agency and quoted some case saying assignment is legal and I don't have any sort of defence.

I just don't want to get to the stage where I  have to go court and the judge says you have to pay it all in a sum which will be impossible.

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We 99% win all Lowell claims the ones we cant protect against are judge lottery as no one can

but as Andy says thats a std begging letter they always sent to intimidate people.

get reading lowell claimform threadsDx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Even if you did lose...you wont be required to pay in full by date.....simply submit an N245 and request an affordable monthly payment.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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you dont need too we know what one looks like std court procedure

 

yo should be reading up between stages so you know whats to come and how to respond.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

 

 

clickme

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks dx

i've read quite a few of these will keep reading.

Just waiting for my directions questionnaire.

Overdales have sent theirs to me.

I've noticed none of the boxes have been ticked for example the mediation service boxes haven't been neither yes nor no.

Same for the small track nothing ticked.

Only the hearing venue to be by phone.

is this normal?

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Simply sent early to intimidate

check mcol status it will tell you if theyve been sent out

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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How about allocation ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Nothing on allocation. 

 

Claim History

Your acknowledgment of service was received on 02/08/2021 at 14:05:35

Your defence was submitted on 23/08/2021 at 15:37:12

Your defence was received on 23/08/2021 at 16:05:39

 

This is all I can see.

 

My only concern is that they have the full statement with all the transactions from shop direct how would the judge  not give judgement in their favour?

Edited by jsa
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  • 3 weeks later...

Directions questionner has arrived and needs to be filed by the 29th of September.

Overdales sent a letter stating I have failed to enter into negotiations to settle the debt and they will be presenting the letter to the court.

 

 

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usual tactics

 

 

3 copies

yes to mediation

1 wit you

 

the rest is obv

 

1 to the court

1 to overdales (omit phone/sig/email)

1 for you file

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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