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    • Hello, hope you’re all well.   Just an update.    We still have the vehicle, the agreement hasn’t been defaulted or terminated yet (even though we’ve not made any payments since January).    After a lot of back and forth, the finance company agreed to pay for an independent inspection at a main dealer BMW workshop.    Workshop came back and the vehicle has £6,350 worth of urgent repairs, everything from rear brakes being worn to the point there’s no pads left, rear differential bushes are degraded completely, and of course the big one, the timing chain mechanism is defective and needs replacing, technician also stated that it’s best to have a new clutch fitted to the vehicle as the clutch is heavily worn and the gearbox will be detached from the vehicle so it makes sense to put a new clutch into the vehicle to avoid having to do this again in 5,000 to 10,000 miles.    Finance company has been really patronising and has said that they will only pay for the timing chain repair, and this is as a good will gesture without any admission of liability as they are of the opinion £5,000 timing chain replacements are “wear and tear”, even though BMW has admitted it’s defective and are contributing to the repair, I’ve declined this on the basis it’s not “good will” to withhold a repair for 7 months and try to pass it off as “wear and tear”, I want the finance company to admit they were wrong.    Finance company is refusing to put right the rear brakes (which the vehicle cannot be driven unless they’re done because the condition is dangerous, having seen the video of the rear brakes I’m disgusted at the condition they are in), the finance company will not repair the rear differential and will obviously not put a new clutch into the vehicle, expecting me to make £1,500ish in repairs out of my own pocket.    I’m unwilling to pay for any repair to this vehicle as we have had 4 months of use age out of it, it cost £8,000 and already has £6,350 worth of urgent repairs required, this clearly shows it was not fit for purpose, not as described and not of a satisfactory condition.   Finance and supplying dealership are refusing the rectify the poorly done paint repairs that have peeled off both the front and rear bumpers, even though these were pre-agreed and part of the condition of sale.    Financial Ombudsman Service has not yet ruled on our dispute, however I now have an independent report that shows the vehicle was not fit for purpose, and the finance company/dealership should have repaired it when I made the request under s.23 of the CRA 2015 back in November 2021, they acted unlawfully and unfairly in refusing this, and refusing to carry out my rejection in January when they failed to repair the vehicle.    I’ve written back to the finance company refusing their proposal to have just the timing chain repaired, as I disagree with the premise of it being out of “good will” and “wear and tear”, I also believe that they are liable alongside the supplying dealership for other defects that could not possibly have occurred due to my very limited use of the vehicle. 
    • The banking giant has declined to comment on media reports that Stuart Kirk has been suspended.View the full article
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    • right so you being abroad or informing SLC you were Abroad as the last address plays no part in this at all, thread title updated. total red herring.   your case is the same as numerous ones here already which you need to READ  type in erudio backdoor CCJ in our enhanced google searchbox. get reading a good few of the threads that search points you too.   your mistake is you returned to the uk, you failed to update your debt owners of a change of address as legally you are obliged too, and you got a backdoor CCJ.    your issue now again is the same as most of the threads you'll read, your SLC loans were last deferred to SLC before the gov't sold them to erudio in 2013. that means that the court claimform was issued more than 6yrs after your last written acknowledgement of the debt and thus was already statute barred.   can't see any point in an SAR to anyone.   just ring northants bulk and quoting the CCJ number from your credit file ask for a copy of the particulars of claim ANd the judgement CCJ by email pdf   dx  
    • and neither can drydens hence their twaddle.  and you need to remember that places like cab and ndl etc are funded by the banks and the DCA's in commission payments for signing people up to dmp's without ever questioning the debts enforceability under the cca 1974.   your n244 already has the background..   The Default Notice was issued dd/mm/yyyy and served several months after the initial breach thus the cause of action delayed by X months and the Limitations period prolonged to 6 years and X months which in effect allows the creditor to stop time running and the creditor having effective control of when a limitation period begins or even starts to run.        
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kwik fit repair puncture pirelli tyre rip off


alex durie
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got brand new tigaun 21 plate 300 miles on the clock..and a get slow puncture.

 

take it to kwik fit in dice Aberdeenshire. .young lad tells me. there's a screw in it but its repairable.. then he go in to reception office. comes back out and tells me they cant repair it because pirelli tyres have a black like plastic seal in them and they need to put new tyre on it. so thats what he does...

 

now a might add that this car is my frist ever disability car and kwik fit works with disability scheme.....

 

SHAME ON KWIK FIT FOR RIPPING OFF DISABLE PEOPLE.......

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Dependent upon where the screw was and the type of Pirelli tyre you can't just wack a plug in them so they maybe quite correct.

 

as for your disability and the disability scheme...i will guess you mean the Motability Scheme - The Car and Scooter Scheme for disabled people 

 

did you inform them that the car was under the above scheme? as it's not actually yours and i think you will find you must contact the Motability Scheme - The Car and Scooter Scheme for disabled people should these things happen? you might even find you are already covered and might get a refund through them?

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yeah tyres are covered under the mobility, but you must book through them or at least tell kwik fit it's a mobility vehicle so they can do the proper paperwork/checks.

 

They won't know unless told, so will charge you to replace the tyre.

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You should have insisted on a repair, cheap as possible.

Then, when it rains, drive as fast as you feel able, in the wet, round corners, really chuck it about. The only thing between you and a crash is a cheaply fixed, badly repaired tyre.

 

Good luck. 

 

https://www.pirelli.com/global/en-ww/road/the-tyre-with-a-mechanic-inside

 

Cool, but not, unfortunatly, a permanent fix.

 

I don't think you being disabled made much of a difference.

 

H

Edited by Hammy1962

44 years at the pointy end of the motor trade. :eek:

WWW.LINUXMINT.COM

Linux Mint is an elegant, easy to use, up to date and comfortable desktop operating system.

 

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From the Pirelli website

Repairing Instructions

Premise: examination of a damaged tyre and execution of a proper repair are the responsibilities only of a specialized tyre dealer. Pirelli does not assume any liability for operations performed by third parties.


To perform the repair of a tyre with Seal Inside technology it is necessary to remove the layer of sealant in the puncture area within the tyre until you reach the impermeable butyl layer, for an area with the same size as the repair patch to be applied; after removing the sealant the repair operation is equivalent to that of a standard tubeless tyre.

 

As is evident, this operation to remove the sealant from the puncture area inevitably means that the treated area loses the special technical feature of Seal Inside.

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the screw was between the tread..that why the boy said it was repairable......so they're not correct...and yes i told them it was disability car...and i know its a lease car and not mine...tho i can buy after lease is up..

 

for your info....the whole point of this post...ie.kwik fit sell Pirelli tyres..this was a simple repair .but because they knew disability was paying the bill.they decide to put new tyre on it..had this been my own car i would have told them to put the screw back in the tyre. and went elsewhere and got it fixed....

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:noidea:

even if you'd gone 'elsewhere' , i would hope they would not do an unsafe bodge job and you would not allow one!

That will void your lease agreement and your insurance.

 

its NOT FOR YOU to have to pay for a new tyre...it's Motability's problem. NOT YOURS

 

your end of the bargain upon leasing the car from Motability clearly in the lease agreement you must inform them of any defects esp the tyres.. i suggest you go read that booklet you got from them very carefully.

 

the only things you should be doing with the car are carrying out the very very basic maintenance for daily driving like checking fluids, water, oil, windscreen, air pressure etc etc that you must do to any car to be able to safely drive it - again this is all carefully detailed in the book from Motability

 

for ANYTHING else you should not even be touching the car and must contact Motability..

 

i should know i've had enough cars from them.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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TL;DR is

1) Junior member of staff thinks Pirelli “Seal Inside” tyre can have a puncture repair, and be back to standard, gets corrected when checks with their supervisor

2) puncture repair would have left tyre below Pirelli “Seal Inside” standards, so Motability wouldn’t have accepted it anyway.

3) OP didn’t follow Motability scheme requirements so is out of pocket for paying for it themselves

4) OP posts expecting sympathy but is instead told “they’ve done nothing wrong, it is on you”

 

Did I miss anything important?

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update..after a phone call to Motability complaints team who put me through to kwik fit custercare. who in turn was adamant the tyre could not be repaired. and me quoting CRAIGMcK POST THANKS craig....she tells me she will get her manger to call me but he's going to tell me the same thing.

 

she calls me back and says she stands corrected the tyre can be repaired..tells me area manger will call me back today..

 

a get a call from the manager from dice depot. who was there on saturday. says the tyre is still there. and the reason they replaced tyre was there was two screws in the tyre..not the seal..

 

the area manger just called me and asked me my version of what happened..he's going to get back to me...i might add i have worked on the oil rigs for 30 plus years until i had heart attack and a stroke..

 

all this disability stuff is new to me..maybe those of you wont remember kwik fit being caught ripping off people years ago by a under cover sting..

 

deja vu came to mind walking out kwik fit... 

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