Jump to content


  • Tweets

  • Posts

    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Asda exclusion notice / lifetime ban - feel awful, what can I do?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1111 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all. A few weeks ago I took a few items from Asda (a bedsheet and an inexpensive ornament, came to around £10). No excuse, but been in touch with my mental health coordinator because I think this is stress-related. Never done anything like that before, and what's worse... I didn't even need the items.

Security caught me. I asked if I could pay for the items, they said no. They asked to see ID, I gave them my bus card – so they know my name, and possibly have a copy of the photo ID. Then I was given an exclusion notice which says lifetime ban and was told the security camera system would be able to identify me if I came into the shop again, and I'd get a £1000 fine and be exposed to 'media'.

Not really sure what to do because I need to go to Asda sometimes to get things I can't without difficulty get elsewhere.

I don't feel I can just ignore the ban because the guard recognised me – I think that's why he stopped me actually. Over a year ago I had a problem with one of those scan and go things. It didn't work, genuine mistake. He clearly didn't believe me and took it upon himself to remember my face. He even said I was pretending to be ill.... I'm disabled! This guard really is a piece of work.

What can I do?

Link to post
Share on other sites

You don't need to worry about the threats from Asda or the security guard – although it does sound as if the security guard was exceeding his remit – but I suppose they do that from time to time.

You probably won't hear anything more from them. There is an outside chance that you may get a letter from some bounty hunting firm that demands a payment from you or else they will begin legal proceedings. If you get a letter like that and come here. The legal proceedings would not be criminal – they would be civil so they would simply be asking you to pay compensation but we always recommend that people ignore these demands and get on with their lives.

It is probably a good idea to keep away from the Asda for a while – maybe a year so you need to find an alternative shopping source. I'm quite sure you go into another Asda somewhere else and there would be no problem.

I think the most important thing for you is to ask yourself why you've done this and you should talk to somebody such as your GP and also somebody you trust in your family if you can.
You don't say if you are someone who is in desperate need of the kind of items which you still or whether it was simply an opportunistic moment. Particularly if it was simply an impulse and you didn't need the items, then it would be a good idea to discuss with a health professional as to why you have done this – and if you can start to understand then you will be less likely to do it again.

Although it's extremely important that you try to deal with this kind of behaviour, the most important thing is that you stop fretting and get on with your life but learn from the experience.

Go and see your GP

Edited by BankFodder
Highlighting an error
Link to post
Share on other sites

In fact it's just been pointed out to me by one of my site team colleagues that I am mistaken and that in fact that the bounty hunters don't begin legal proceedings. In fact they have no authority to do so. If you get letters from them which threatened legal proceedings then they are just empty threats.
However if you do get letters then don't hesitate to come back here.

Sorry for misleading you and thanks very much to @dx100uk for pointing out my error

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...