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MCOL Help please


adie1975
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Hello

 

I am just registering on MCOL ready to issue on Wednesday just wondering if people could confirm what I am doing is right. I'm a bit worried about it all now.

 

On the particulars of claim where it says "Claimant has account XXXX can I just put in both of my account numbers? and also I'm not sure of the date I opened the account, is it acceptable to with defendnat from approx 1991?

 

I'm confused about the daily interest rate. My charges on both accounts comes to £2474. I have set up the spreadsheets so when I issue the interest is calculated just wondering how I work out the daily interest rate. I have multiplied the total figure, amount claimed + interest to date * 0.00022 but it comes to 0.54p which seems quite hight to me compared to other peoples.

 

Sorry last question, which address so I use for NW at MCOL stage, I have not had a reply to my LBA as of yet but the address I was used for that was Member Account Serving, 1st Floor Electra House, Farnsby Street, Swindon, SN2 1SR as that is the address I received a reply from my Prelim letter, is this the correct address to use.

 

Sorry for so many questions, I have read all of those so many times over the last few months and thank everyonefor their help and advice, think I have overloaded myself now and just need someone to confirm things to me. Thanks so much :)

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Providing your total does not go over the 5K mark you can put both account numbers in.

Yes you can put approx 1991.

You multiply your daily interest by x0.0002 (not 22)

I think most of us used the Pipers way addresss for mcol its:

 

nationwide BS

nationwide house

pipers way

swindon

sn38 1nw

 

Hope this helps, give us a shout if you need anymore help

 

good luck

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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adie

 

If you use their online banking system just send them a secure message asking for the date you opened your account. Thats what I did and I got a reply the next day.

 

Good Luck

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Just doing my claim with MCOL, when I put in total amount claimed do I add my interest to my charges for the total amount claimed. I think I do just want to make sure. My charges are £2474 and interest comes to £785.09 = £3259.09.

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Hello

 

I've issued my claim now (quite scared now!) Should I send the court a copy of my schedule of charges? Also do I need to send Nationwide a copy or will the court forward a copy or do Nationwdie not need a copy as they have already had 2 copies? If I do need to send a copy to the court do I wait until my claim has been issued (tomorrow)?

 

Thank you for all your help. :)

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Hi you need to send a copy of charges to court and when acknowledged send a copy of charges again to Nationwide. I will reply in a bit with the relevent letters and addresses.

 

Kirsty

Kirsty

 

Nationwide

S.A.R - (Subject Access Request) sent 15th Oct 06

Standard letter received 19th Oct 06

Statements received 27th Oct 06

Prelim letter sent 30th Oct 06

L.B.A - (Letter before action) sent 20th Nov 06

MCOL - Issued 6th December

 

Bank of Scotland

S.A.R - (Subject Access Request) sent 20th Oct 06

Letter received thanks for request, but we need account details ect, Can they not read! 6th Dec 06

Goldfish

S.A.R - sent 2nd Nov 06

Standard reply received 21st Nov 06

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okay here it is

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

xxx –v- Nationwide Building Society

Claim No: xxxxxx

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £xxxx.xx.

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours sincerely,

 

 

 

 

 

 

your name

 

 

Wait until you receive the Notice of Acknowledgement from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

Yours sincerely,

 

 

your name

 

 

Hope this helps, I got this from a very kind person in the CAG chatroom.

 

Kirsty

Kirsty

 

Nationwide

S.A.R - (Subject Access Request) sent 15th Oct 06

Standard letter received 19th Oct 06

Statements received 27th Oct 06

Prelim letter sent 30th Oct 06

L.B.A - (Letter before action) sent 20th Nov 06

MCOL - Issued 6th December

 

Bank of Scotland

S.A.R - (Subject Access Request) sent 20th Oct 06

Letter received thanks for request, but we need account details ect, Can they not read! 6th Dec 06

Goldfish

S.A.R - sent 2nd Nov 06

Standard reply received 21st Nov 06

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no problem, goodluck with yours too.

 

kirsty

Kirsty

 

Nationwide

S.A.R - (Subject Access Request) sent 15th Oct 06

Standard letter received 19th Oct 06

Statements received 27th Oct 06

Prelim letter sent 30th Oct 06

L.B.A - (Letter before action) sent 20th Nov 06

MCOL - Issued 6th December

 

Bank of Scotland

S.A.R - (Subject Access Request) sent 20th Oct 06

Letter received thanks for request, but we need account details ect, Can they not read! 6th Dec 06

Goldfish

S.A.R - sent 2nd Nov 06

Standard reply received 21st Nov 06

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