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letter sent to lending stream ref unaffordable claim -but still getting emails almost daily


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hi there,

(husband got into mess with gambling and substance abuse so took out loans)

i found out about it all & sent an email and recorded letter to lending stream ref unaffordable claim as they kept giving him money along with other lenders

we are on day 38 of the complaint being acknowledged and investigated.

 

still getting email threatening debt collection for the interest balance along with the rate rising daily.

do we need to send anything to them to stop this or await the 8 week deadline? 

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  • dx100uk changed the title to letter sent to lending stream ref unaffordable claim -but still getting DCA emails almost daily

you mean from fleecing DCA's that the loan(s) have been sold too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to letter sent to lending stream ref unaffordable claim -but still getting emails almost daily

No harm in blocking and bouncing them

You are under no obligation to use or ack emails

Writing only

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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would have been defaulted years ago i'm sure.

when did he take it out?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

he took it out end last year, kept paying lumps to it and then borrowing off another pdl, then reborrowing. it was a constant cycle

when i found out i rung and settled them all. lending stream wouldn't take calls so i paid to the amount of they loaned, then sent a complaint letter. this was January

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well i expect his credit file is/was already shot anyway so , won't hurt anymore to get it defaulted then 

 

if his credit file was already shot when he took any of these loans out ...

it looks like you've done irresponsible lending complaints to each of them?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

these were irresponsible lending complaints not just a general moan

there is a format to keep too

and a guide here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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