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Hi All

 

This is my first post here, so hello to every one.

 

I've been struggling with debt for some time know and have been charged by my bank and credit cards on quite a few occasions. I was about to write a letter off to Barclays until I did a search on the Internet and came up with this site. Not sure how to proceed been reading on the forums ect.

 

Its probably been asked before but has anyone got any advice totally out of my depth here.

 

Simon

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Hi,

 

Most of us are out of our depth but their is a lot of friendly little helpers out there that guide us through!!!

 

Read all the Frequently asked questions, the step by step guide and in the template library are all the letters ready to go once you have amended them to suit you.

 

The first step is pretty easy asking the banks for the statements if you don't know how much you have been charged. The template letters are fab and I have been very thankful for them.

 

Good luck

Laineybelle

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Don't panic, the whole thing is actually quite simple.

 

If you have your statements jump to point 2.

 

1 - Request your bank statements and work out charges.

2 - Write to your bank and ask for the money back! (Prelim)

3 - If they give it to you GREAT!

4 - If not then request it again reminding them you will take them to court (LBA).

5 - If they give it to you GREAT!

6 - If not take them to court.

 

You have to be ready to take them to court if they don't pay out.

 

Please take a look over the FAQ's, they spell things out in more detail! http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

_________________________

 

Barclays - Settled -£1410.00

BOS - Settled - £525

C1 - Settled - No Idea How Much!

PPI From HFC Is Next!

 

 

Please View The

FAQ's - They Contain Everything You Need!

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Thanks for the information :)

 

Will sort out letters to bank and credit card companies tonight, need to see how much charges they have taken from me.

 

But its probably allot

 

Thanks and All the best :)

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