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Council Threatening Me With A Liability Order In Relation To Council Tax


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and when did you get the NOE?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no.   i wonder if the OP is entitled to CTAX benefit, thats only available from the relevant council...most on UC can get it..   but your MP is by far the most successful route to

it will say they've charged you £75 and you have 7 days to make an arrangement with them, else a visit will be made, that will add a further £235 when it happens, giving a total fees of £310 , which is all they can ever add.

 

you should now email them and briefly explain that your have made representations to the council CTAX dept and involved your councillors because you are in financial hardship etc and ask them not to visit until/unless these negotiations are resolved.

 

however should they visit you simply ignore them for now. as stated before there is no right of forced entry with CTAX LO 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

Just so you know I don't think the actual Enforcement Notice has been issued. A Liability Order has been issued and I have received a letter from CDER Group informing me:

 

'Formal Notification of Issue Of Liability Order For Unpaid Council Tax Owing to .....Council'. 

 

So it looks like the enforcement company is sending out a pre-Enforcement Notice letter warning me if I don't respond they can enter my property to take control of my goods and sell them at public auction. I assume the next letter from them will be the Notice of Enforcement.

 

Walshy

 

Edited by Warrior_Walshy
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no such letter, they can't threaten to do anything without sending a NOE.

8 minutes ago, Warrior_Walshy said:

I don't respond they can enter my property to take control of my goods and sell them at public auction.

 

they cannot enter your home

by property they mean your garden or driveway, i'e levy against a car in your registered name, however again, they cannot do that without issuing a NOE.

i'd send that email to them anyway.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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This letter is to give me a chance to make an arrangement with them it seems. I'm assuming the Notice of Enforcement will be their next letter. On the back of the letter they have sent it lists the next stages and then the charges:

 

Compliance Stage (Administration Fee) £75

Enforcement Stage £235 

Removal Stage £110

 

Walshy

 

 

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6 hours ago, Warrior_Walshy said:

As far as I can tell the 'Collections Department' email address is the same one as the regular Council Tax email address. I have written to and phoned this department on several occasions and they are fully aware of my situation but insisted on pursuing the Liability Order. Hence the reason I went down the route you suggested. And now I have a Notice of Enforcement.

 

Walshy

@dx100ukApologies for the quote, I’m on my mobile and I can’t get rid of it.

 

’As far as you can tell?’  Call the council ask for the Email. Ask for them to put you through even

 

 

OP, I’m sounding harsh here, but I’m doing it because I’m angry that this is happening to you, not angry at you.

 

All councils have separate collections department, sending stuff off willy nilly to the standard email address is a waste of time.

 

You have done Nothing, I repeat nothing to explain anything to anybody. They hear stories of woe as to why people can’t pay every minute of every day, and ignore them. In fact they are Probably trained to ignore them. So all your explanations have gone in the bin. A medical note to the correct person will change everything.


Explaining in this situation = A note from your GP outlining illness and meds, and you explaining that you are on benefits 

 

They will drop the bailiffs like a hot potato if you actually do something about it.

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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7 hours ago, Warrior_Walshy said:

Removal Stage £110

no such thing! 

 

you should be able to sort this all today 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If your debt is over £1,500 they’re also allowed to charge you an extra fee. The fee is only charged on the amount of debt over £1,500 rather than your full debt.

Stage of process Fixed fee                                                   Percentage extra you'II pay for debts over £1,500     

Writing to you about your debt (called ‘compliance’)                                             

 £75

None
Visiting your home                     (called ‘enforcement’) £235 7.5%

Taking and selling your belongings (called 'sale')

£110 7.5%

For example, if your debt is £2,500 you would be charged 7.5% on £1,000. This means you would pay an extra fee of £75.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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oh yes of course sorry, though the bailiff won't miss an opportunity to scare the recipient of their generic letter by not removing things that don't actually apply to them at all should they have looked at how much the LO was for first before sending it.

 

as far as i can tell the OP owes circa £600 after the council tax reduction they get. that's in an earlier post.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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who's the bailiffs and who's the council CTAX dept run by, bet its run by CAPITA. they own several bailiff companies....funny that eh?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ha! Yes you're right it's Capita. Nice little racket they've got going isn't it? I always wondered why local councils are also registered as companies with Companies House.

 

Still no word from my local councillor. Not sure if he's really trying to help. In fact after almost a month I'm getting the distinct impression he's making sure he doesn't help but just not telling me so.

 

Walshy

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mmmm.... depends who he plays golf with.

 

have you copied your initial councillor email/complaint to the council ceo?

might be an idea to also add you are being stone walled by capita whom you notice also own the bailiff companies they forward enforcement onto and is he aware of this internal racket going on under his nose

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Distinct impressions don’t mean a thing. What the council are telling you about the bailiffs is nonsense. Have you done as I suggested yet? In post 57?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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14 hours ago, Warrior_Walshy said:

Deeply concerned by some of the 'advice' being dispensed on here.

 

Deeply concerned by the levels of censorship and suppression of facts on here.

 

Screenshot taken before post is hidden.

 

I think this is very prudent of you. I think it's always important to be very cautious of advice one receives from any source – and that includes professional lawyers even though you may be paying them hundreds of pounds per hour.

At the end of the day you should consider carefully any advice you receive and use your own judgement.

You seem to be doing that and that is excellent. Bravo

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Deliberately attempting to construct some kind of positive spin to cover up defective advice is not a good look. If ever you get that quality of advice from a solicitor you can sue them.

 

Instead of trying to be clever you should be stamping out bad 'advice' and making sure that whenever you do give 'advice' you clearly state on each post that the information contained is not always in the interests of the person you are claiming to 'help'.

 

Does Marc Gander still work with Marstons?

 

Deeply concerned by some of the 'advice' being dispensed on here.

 

Deeply concerned by the levels of censorship and suppression of facts on here.

 

Screenshot taken before post is hidden.

 

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1 hour ago, Warrior_Walshy said:

Does Marc Gander still work with Marstons?

 

oh god not that one again.

we know where you've been reading then.

 

no marc has never worked for marstons, no marc nor cag have ever received any money nor as that will be your next question, has bailiff advice.

 

they have both however been part of a steering committee standing up and voicing serious concerns at the way consumers have and are treated by such people.

 

just because you don't like the advice you are given concerning your issues. replies are made for everyone to read that may now be in the same position or find themselves in in the future. that doesn't make it wrong.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I dread to think that other people are actually taking some of the advice featured on this forum, that's what bothers me the most. I'm sure you have nothing to worry about or be ashamed of and that's why you deleted 4 of my posts, because they exposed the truth of this platform and it's not a particularly positive truth.

 

You need to get that warning I mentioned on all your posts asap.

 

I'm sure Marc Gander is a totally selfless person and wouldn't ever dream of enriching himself and his friends with Consumer Action Group, or by working with Marstons and other DCA's.

 

Deeply concerned by some of the 'advice' being dispensed on here.

 

Deeply concerned by the levels of censorship and suppression of facts on here.

 

Screenshot taken before post is hidden.

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god i wish we were.. we'd make £1m's ..esp dca's and debt collection is the biggest financial institution of the whole lot..

 

i haven't deleted any of your post if you go look carefully

i did hide one of your post last night but you'll see that it has actually been put it back.

 

sometimes giving the correct advice  does not help nor not be what people might like to hear, but sadly, that doesn't make it wrong nor does it mean we shouldn't include it as it's not 'help'

and yes it might well help the opposition as a guide of how to do something correctly, but at least it's the correct advice.

 

how jason's old forum going 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well it's good to see that the main post that was hidden has been restored, what about the others? I thought you guys have a keen commitment to ensuring proper legal archiving, or does that not count when the truth doesn't fit the CAG narrative?

 

How much does Marc and his friends make from CAG? I'm sure Marc Gander is a totally selfless person and wouldn't ever dream of enriching himself and his friends with Consumer Action Group, or by working with Marstons and other DCA's.

 

I suppose not reading a very detailed post regarding someone's situation and then responding with 'advice' that does not address a very simple question but instead gives the 'advice' giver a moment to absorb himself in what can only be described as self important drivel is considered 'advice' right? And then not content with not helping at all answer the question invents a narrative claiming the advice seeker is to blame for their situation when it is abundantly clear it is not his fault. And then not content with that then goes out of his way to worry the advice seeker with redundant information which the advice seeker already knows anyway. Yes that sounds like great 'advice'. If it were advice of course, which it clearly isn't.

 

Your feeble attempt to come up with yet another spin effort has not succeeded.

 

Deeply concerned by some of the 'advice' being dispensed on here.

 

Deeply concerned by the levels of censorship and suppression of facts on here.

 

Screenshot taken before post is hidden.

 

Walshy

 

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marc nor we make a penny it's all voluntary sadly. wish we did, but there you go. one of the pitfalls of telling things like they are, orgs will never give money other than to influence and we don't play that game unlike other sites .....

 

as i said any advice is for everyone to read now or in the future should they have a like issue and search for answers. we are not here to just fluffy bunny answers to appease the starter of a thread and it must be accurate and true.

if it's not what the op expects nor wants then that's sadly not our problem.

 

we mere siteteam have no control over what admin do or don't regarding posts showing or not.

so your question regarding other missing posts will need to be asked direct via our admin email address.

 

enjoy your time but don't get scammed. sometimes being pigheaded and getting CCJ's by disregarding advice already given doesn't pass the attitude test with people just trying to help.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

'Marc nor we make a penny'

 

Utter nonsense also known as bs.

 

'as i said any advice is for everyone to read now or in the future should they have a like issue and search for answers. we are not here to just fluffy bunny answers to appease the starter of a thread and it must be accurate and true.

if it's not what the op expects nor wants then that's sadly not our problem.'

 

As I said I suppose not reading a very detailed post regarding someone's situation and then responding with 'advice' that does not address a very simple question but instead gives the 'advice' giver a moment to absorb himself in what can only be described as self important drivel is considered 'advice' right? And then not content with not helping at all answer the question invents a narrative claiming the advice seeker is to blame for their situation when it is abundantly clear it is not his fault. And then not content with that then goes out of his way to worry the advice seeker with redundant information which the advice seeker already knows anyway. Yes that sounds like great 'advice'. If it were advice of course, which it clearly isn't.

 

we mere siteteam have no control over what admin do or don't regarding posts showing or not.

 

Nope you have no influence whatsoever, even though you literally signed off on hiding my posts last night and spend hours of your time on here just generously, altruistically giving it to CAG for no self enrichment whatsoever. Ah yes more of that bs.

 

The only scammers are the curious ones in disguise operating as 'advice' givers on here when what they're really doing is trying to get people to 'pay up' even when they should not do so.

 

Deeply concerned by some of the 'advice' being dispensed on here.

 

Deeply concerned by the levels of censorship and suppression of facts on here.

 

Screenshot taken before post is hidden.

Edited by Warrior_Walshy
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