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Backdoor PCN CCJ - Queried it - now shows Discharged


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Dear all, very pleased to meet you in these strange times. I need to pick your brains!

 

I checked my credit score and was shocked to see that I had a CCJ recorded against me.

 

On calling the County Court they told me that it was from a parking fine back in early 2020.

I never knew about this as I had moved house and also sold the car that the fine was against.

As you will appreciate it was a big shock.

 

I tried to call the parking company to explain but could never get a reply.

I left multiple voicemails asking for a call back but again nothing.

 

Today, I checked my score again and it had gone up?

The CCJ is still listed but marked as Discharged.

What does this mean.

 

I have not paid anything or entered into a payment plan.

 

Any help would be appreciated as I truly cannot afford to have a bad credit score due to mortgage commitments.

Thank you so much, with kind regards

Kenpoguy

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  • dx100uk changed the title to Backdoor PCN CCJ - Queried it - now shows Discharged

1st .....its not a parking fine.

 

its a speculative invoice some scamming parking company issued because the driver of a car, you are the registered keeper of, entered into some imaginary contract, that might not even be enforceable, paid for, or even exist, on a bit of private land the landowner employed the private parking company to manage.

 

go back and ring northants bulk.

enquire why the CCJ now shows as discharged.

and ask for a copy of the judgement CCJ, the discharge proof, and the original claimform by email pdf.

 

whilst there get them to readout the address the claim was served too and the exact text of the particulars of claim,, RECORD YOU CALL.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you so much for the reply.

I have tried to call the court (Torbay & Newton Abbot) but they are short staffed so cant answer ;-(

Does the discharge mean it has been thrown out?

 

On the report is is just marked as the court date 10th December 2020 and under that Discharged.

Thank you!

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it wouldn't have gone to a (your?) local county court as you didn't reply to the claimform.

northants bulk would have dealt with it as it was a default judgement.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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