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Erudio/Shoosmith PAPLOC By email - old Scottish SAAS Loan


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ok best shot..

 

you need to reply to that letter of claim.

 

for debt covered by the consumer credit act:

 

send a cca request along with the completed form:

 

NOTE ONLY USE THE ATTACHED FORM below

DO NOT USE THE FORM SUPPLIED BY THE DCA IN THEIR PAP LETTER!!

DO NOT USE OR GIVE THEM YOUR EMAIL/PHONE NUMBER.

USE ROYAL MAIL 1st class - get free proof of posting from any PO counter

 

box D tick

 

I dispute this debt because ..i refer you to our previous communications and my previous respond to your previous Letter of Claim.

i am over 50yrs and have deferred as required to meet the age write off. 

 

box I tick

 

I also require you to supply the following..

 

All signed agreements

Copies All my deferment sent to either yourselves, the SLC or the SAAS to date.

Copies of all communications bothways in whatever format to/from Erudio, Capquest, yourselves and Me

A copy of the any Default Notices

A copy of the Notice of Assignment

A complete set of statements detailing exactly how the sum you allege is owed has accrued detailing:

All Transactions.

Any additional charges, be them by the original creditor or you xxxx the debt purchaser or any predecessor DCA.

Details of all contractual interest added by whom and on what date.

List of ALL Payments made toward the Agreement

 

no need to do the financial statement etc anything else or send anything else bar the above

do NOT give them your phone nor email

PRINT your name

never sign the form

 

staple the £1  PO to the CCA request and send it to the debt purchaser

return the completed PAP form below to the solicitors that sent it to you

attain free proof of posting for BOTH at any PO counter

1st class mail will do. recorded is a waste of money

 

reply form PAP.pdf

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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