Jump to content


grandson & Barclays Partner Car Finance - deemed not fair written off? - now Hoist pre legal letter


Recommended Posts

Hi

Trying to help my grandson .

 

Some time ago he bought a car financed by Barclays Partner Finance .

At the time i found it odd that he had been granted credit , The car company has since gone bust.

He only had a temporary summer job whilst at Uni.

 

 the time came he couldn't pay .

He had a call some time later asking about payment.

Went through things with the person on the other end who stated that he realises he couldn't pay and the account was put to £0 .

I believe there was some sort of problems later which showed Barclays not treating customers in debt fairly.

Whether this was the reason I have no idea, His credit file showed as settled and no default was ever registered.

 

Now out of the blue a DCA (Hoist) pre Legal assessment letter has appeared.

Has anybody else had this problem ?

I have requested an SAR to see if we can pin point what has happened.

If this is an error on Barclays part what is our next course of action.

It is so odd that no default was ever on his credit file .

 

Appreciate any help .

We will obviously have to wait for SAR to see why Barclays Finance have said this matter was closed and then assigned to a DCA 

 

 

 

 

 

Link to post
Share on other sites
  • dx100uk changed the title to grandson & Barclays Partner Car Finance - deemed not fair written off? - now Hoist pre legal letter

has he moved since taking this out and did not inform BPF or Hoist in Writing? 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

immaterial if the OC sold it, which they have, it will show £0 on their entry.

he must atlast WRITE to hoist simply informing them of his correct and current address to prevent a backdoor default CCJ to an old address.

 

as i feel this is why the phishing letter has now been sent.

 

more info on significant dates would be helpful...

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hes visiting tomorrow as he is my bubble . So will go through things with him must have been about at 3/4 years ago and i live at his previous address and nothing came here at all .

hopefully the SAR will give us more info . 

 

i have read about problems with fairness etc with Barclay Partner Finance should never have given credit in my opinion but was through a car company which has now gone bust, to a student .

 

Lets see what happens unfortunately no copy of agreement either .

Thank god hes grown up now and has no debt .

Except for mortgage.

Appreciate your help 

Link to post
Share on other sites

Phoned Barclays Finance got loads of info including how much they sold the debt for . HAve written to Hoist now waiting for paperwork . So at least getting sorted now 

Link to post
Share on other sites

wonder why they sold it

must be something wrong..find it!
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hoist  £64.27 for a debt of approx £10k ????. What sort of thing could be wrong . 

Edited by anney63
Link to post
Share on other sites

£64.27 wheres that come from?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

they bought the debt for £64? i very much doubt it.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

can't be right. of course as you've been here since 2006 you know to always record your calls...

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Anney,

 

When you get the SAR, can you give us some more detailed info info like loan amount, date taken out, last pay't made, balance remaining,.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...