Can DCA take money from benefits

[firstship]

Have tried to Google the answer, come up with vague answers.

Surely they cannot take money where  Priority Debts are involved (ie rent, HMRC tax, council tax etc etc)

Can they take Benefit Money to pay towards Non Priority Debts ( ie Bank, credit cards etc etc)

The reason for asking is I feel DCAs should not be able to touch Benefits to pay any Debt,should this be the case, it raises the question

State Pensions are considered to be a Benefit,

Opinions Please

FS

[dx100uk]

no dca can take any money without a mug blindly giving it too them..

what makes you think they can?

regardless to it being benefits?

 

dx

 

[Bazooka Boo]

NO. NO. NO.

 

They cannot take a single penny!

 

Name names please and give us the story, who is it, what do they want and have they been talking to you or simply threatening you by their silly little missives?

[AndyOrch]

1 hour ago, firstship said:

Have tried to Google the answer, come up with vague answers.

Surely they cannot take money where  Priority Debts are involved (ie rent, HMRC tax, council tax etc etc)

Can they take Benefit Money to pay towards Non Priority Debts ( ie Bank, credit cards etc etc)

The reason for asking is I feel DCAs should not be able to touch Benefits to pay any Debt,should this be the case, it raises the question

State Pensions are considered to be a Benefit,

Opinions Please

FS

 

Only if you set up a Direct Debit or Standing Order allowing them.

 

Andy

[Bazooka Boo]

Is this a hypothetical question or do you need help?

[BankFodder]

You might also want to follow the link to our letter of appropriation

[firstship]

Thanks for the response, this is Hypothetical in as much that in my opinion Benefits should never be used to pay any debts as that is not what they are designed for.Hence my comment about the State Pension this is a Benefit,and I should imagine many of us use this to pay of debts through say DMPs.

Just seeking opinions

Many thanks

FS

 

 

[AndyOrch]

Well that's a given and obvious ....but if its your only source of income and it keeps the wolf from the door...but most importantly the debt is justified and you owe it.

[dx100uk]

well thats their problem, they should not be blindly giving it to a DCA or any money in the 1st place.

 

oh dear you naughty DCA i've been paying you with my benefit money now i want it back....not a chance...

 

stop being mugged a by a powerless DCA then....

 

 

[fletch70]

I think there might be a difference between means tested benefits and other welfare payments. However unless either you agree, or a court orders then no payments can be forced. 

[Beans57]

 

And by the evidence of this forum, it is often for the nominal amount such as £5 a month in the first place that the court order (Or attachment of earning)!  Which I know isn't much but could be enough to completely overwhelm people if they just find themselves in an awkward position through sheer chance or anything else out of their control, which those in a position do not always expect.

 

[dx100uk]

then you raise that issue at the time in court.

[Beans57]

8 minutes ago, dx100uk said:

then you raise that issue at the time in court.

As in it should take up the courts time to frivilosuly, if it is going to be the same.