Jump to content


  • Tweets

  • Posts

    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and thank you for concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

IDRWW Court Claim x2 Emirates NBD 2 x credit cards.


underp04
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1066 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • AndyOrch changed the title to IDRWW Court Claim x2 Emirates NBD 2 x credit cards.
11 minutes ago, rgaine said:

And is this another bandit firm like IDRWW J&P. I’d certainly ask if the debt has been passed through the courts of the uae and do central bank know this from the bank also. ??? 

The only thing they sent me was a police file which is irrelevant. Seems it’s not been processed through the courts though 

Link to post
Share on other sites

We dont doubt it is happening...they only ever have success with Summary judgment application and never go to full hearing......so have you submitted your witness statement in response and objection to their application....It must be filed with the court not less than 7 days pre hearing.

 

 

 

.

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Hi Andy, I have submitted all witness statements, my partner too and we have also filed our defence. 

 

Think they are hoping that I’m a litigant person and think I won’t put together a strong case against them 🤷🏼‍♂️

Link to post
Share on other sites

if you read the other cases here you'll see that going for an SJ as soon as they can is their tactic that almost gets everything ignored and the judge doesnt really look at anything.

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

43 minutes ago, Andyorch said:

We dont doubt it is happening...they only ever have success with Summary judgment application and never go to full hearing......so have you submitted your witness statement in response and objection to their application....It must be filed with the court not less than 7 days pre hearing..

 

6 minutes ago, underp04 said:

Thanks DX. So do you think they are just chancing their luck here?

 

dunno

we'd need to see 

the particulars of claim

your defence

their WS

your WS.

 

each to one multipage PDF only read upload carefully 

 

you've left it incredibly late to come here for help...

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

2 hours ago, underp04 said:

It’s a pre court hearing, it’s been around 4 years since I left the UAE. Not quite sure how it’s got to court. 

 

a pre court hearing about what? there isn't one for a summary judgement.

can we please see what the court have sent

 

how far did the initial claim get?

did you both exchange DQ's N180 and enter mediation?

then got an N157  about allocation?

 

 

  • Like 2

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Dear Mr. ,

 

The extension of time is in relation to witness statements for trial, which if my client’s application for summary judgment is successful will not be required.

 

This extension of time does not impact upon my client’s summary judgment hearing which is still to go ahead on 11.02.21.

 

Accordingly, I should be grateful if you can forward a copy of your defence under proceedings .....

 

I look forward to hearing from you.

 

I just feel that if I go on with the fact that I would be willing to cooperate with the central bank in the UAE about that the hell is going in, they might just let me do that. 

Link to post
Share on other sites

Going to central bank is only the start.

I’ve been communicating since 2012 and even with banks.

 

I even told banks that I refuse to deal with any DCA with from Dubai who are ruthless and certainly not from the UK regardless of what blabber jurisdiction clause in terms etc they go on about.

 

This is one thing Mr Coyle could never and can still never explain to me. In his own words it’s a grey area which is why they try to exploit people like you. 

 

listen to the experts on here and from me having dealt with this for 11 years now it’s the bank you owe money to and therefore who you pay when you discuss with them 

Link to post
Share on other sites

who wanted an extension?

ignore the scamming solicitors.

we want what the the court sent has sent in relation to the sj hearing.

 

you are, as with every other person that got done over by an SJ by IRDWW allowing yourself to be had blind. pay attention to the court not what the fleecers want you do to or say 

 

although your case is different - as you didnt come here 1st long ago, like the others did, but they got scammed by PM messages telling them notto  post up anything up in public that is happening including defences etc etc , thats how they lost

 

you just werent here to post anything or get advice to follow...:pound:

 

N244 please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks DX, on nights tonight as I work in the fire brigade, but I’ll be honest I haven’t really had much from the courts. It’s all come from IDRWW, had a huge pack of paperwork to go through, probably 200 pages of BS.

 

it was the solicitor who wanted an extension for them to get together witness statements, as they don’t have any for the SJ on Thursday. 
 

I just don’t feel they have a leg to stand on on the UK court system .

Link to post
Share on other sites

All uploads hidden

you must redact things

and not put the claim number as the title

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Already told you how to do it

Pdf only

Go back and read my post earlier again

And dont use the claim number and your name in the files title...

 

4 hours ago, dx100uk said:

each to one multipage PDF only read upload carefully 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

1 hour ago, underp04 said:

I’ll be honest I haven’t really had much from the courts. It’s all come from IDRWW, had a huge pack of paperwork to go through, probably 200 pages of BS.

 

it was the solicitor who wanted an extension for them to get together witness statements, as they don’t have any for the SJ on Thursday. 

and the above is why you are in the position you are in 

letting them confuse and control you.

the court tells you what to do not the fleecers.

 

scan up everything from the COURT from day one

only use multipage PDF files.

redact everything in JPG format 1st

read our upload guide carefully

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Very interesting to see C Letheren still having an email at IDRWW when he is a solicitor working for CWD also.

He has email addresses.

He was the one who contacted me back in 2014 and I told him where to go and then a few years later pops up at IDR and I questioned him age you a solicitor or a debt collector ???

Never answered me and not heard from him 

 

Personally I’d complain to the SRA and FCA mate as I did and don’t stop complaining.

Bully boys and let the FCA know what Mr Coyle is up to at IDR !!! 

  • Like 2
Link to post
Share on other sites

All I’ve had from the courts DX is dates and changes in which court it’s going to be heard at. 

 

Thanks mate, all feeling a bit real now and I know I’ve probably left it all too late! Might get on to the FCA tomorrow and let him know what I’m doing. 

 

Does this company have any jurisdiction to take me to court? I cant see it myself. 

Link to post
Share on other sites

the company arent taking you to court

the claimants are.

 

i have added the claimants N260 to you earlier uploads

 

please refrain from deciding what documents we need to see or not

scan everything from the court to date bar the claimform

 

from that we need the following information:

 

You have received a Court Claim ISSUED IN ENGLAND & WALES What you need to do - Financial Legal Issues - Consumer Action Group

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...