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Perch/TM Claimform - old Lending Stream PDL


Aki8381
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Apologies for the slow response. 

 

Having not heard anything for months, I rang the court to get an update. 

 

It appears that they had posted directions in July but I never received them.  So they had to post them again to me.  The Court hearing is on 15 February 2022 remotely by phone.  The Claimant is being asked to pay a trial fee of £115.00 by 18 January 2022.  I am being asked to make a written submission no later than 48 hours before the hearing.

 

I would be grateful for your further guidance.  Many thanks.

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witness statement time then.

 

don't forget to use our enhanced google search box

 

witness statement pdl loan

 

and also use andy's comments re the default notice earlier in the thread 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just a note of caution, I had 3 claims against Perch which where heard remotely over the last 6 months and lost every one as the 2 judges all agreed with Perch in thatchy had complied with all aspects and the loan agreements where lawful.

I used all the same arguments as you seem to be using and none of them made much difference. 

 

Just in case you may want to adjust your arguments.

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1 hour ago, Aki8381 said:

Thank you dx100uk.

 

The link you attached (witness statement pdl loan) sent me to the FCA website?  Was it the right link?

 

 

It wasnt a link

Type  those words in our enhanced google search box

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On 28/08/2021 at 10:33, jotty said:

Just a note of caution, I had 3 claims against Perch which where heard remotely over the last 6 months and lost every one as the 2 judges all agreed with Perch in thatchy had complied with all aspects and the loan agreements where lawful.

I used all the same arguments as you seem to be using and none of them made much difference. 

 

Just in case you may want to adjust your arguments.

Thank you Jotty for the warning.

Did the judges agree with the exorbitant interest claimed? In my case, the interest accrued is twice the principal?

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The Judges never really questioned the level of charges, they only concentrated on the terms of any contract and found that Perch etc had acted in good faith. 

 

I noted a feeling of confidence from the Solicitors runner (wasn't actually a qualified solicitor they used online) from the outset even though I felt my arguments where good.

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