Jump to content


Restrictions Advice.


Moradin
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 258 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have a couple of restrictions on my Mortgage, (i have no clue how CC are allowed to do this to an 'unsecured' cc.. ) but anyhow.. 

 

I'm pretty sure i went to a Land Registry link online, that showed them.. but i cannot find the link now.. (i'm in the process of negotiating a settlement to get them removed)

 

cheers

 

 

Link to post
Share on other sites

you means restrictions?

be careful you are not blindly paying restriction k's -  they dont need paying 

 

use the 

Get information about property and land: Get a copy of the deeds - GOV.UK (www.gov.uk)

 

only else you get ripped off for excessive fees on any other non .gov.uk sites 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

with the existing lender or a new one?

and i hope this is not masses of consumer credit you've run up being the reason?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The two restrictions are for credit card debt.. but the remortgage, has to be with a new vendor, as the existing bank no longer offers them.. (the new vendor, approved us for the mortgage previously, but then stopped when they saw the two retentions)

 

The term of the mortgage, is due to end next year. and we are currently only paying interest, and need a 5 year, interest and capital, at an enhanced rate, to pay off the mortgage

in 5 years.

 

Link to post
Share on other sites

why are you re mortgaging over consumer credit debt, whoever advised you to do that?:crazy:

tell us about the debts please.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I'm remortgaging because my term is up.. and need to get an interest and capital with a new vendor.

The two restrictions are from two credit cards. 

I cannot get the remortgage without clearing them. 

Link to post
Share on other sites

Who has the restrictions?

single owned debts on joint owned property?s

backdoor ccj 's you knew nothing about?

 

defaults still showing on credit file?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

who has the restriction k's - the companies names please?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

To check if its the original creditor that got the restrictions not a debt buying dca...who can often be tempted to remove by an full and final offer at a far cheaper sum than paying the restrictions

 

So both these got ccj's why were they not defended and were then allowed to get ico's without being challenged?

And how much is each one please?

 

If the only default is one on your wifes file, why is your existing lender refusing you?

Thats rare for one default?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Andyorch changed the title to Restrictions Advice.

The existing lender does not offer mortgages any more .

The new lender initially okeyed the mortgage then the underwriters said no because of the two retentions .

They are for 11k and 3k .

I have already offered the smaller one 2.k but they refused 

Link to post
Share on other sites

restriction not retentions.

 

can you find that information out in my last post please?

 

and who is your existing lender?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...