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    • In that case I don't think you'd have any grounds for a claim against the receiver, short of anything actually criminal. The receiver was appointed by the lender so any claim you make should be aginst them. How much equity do you reckon there was when they took possession? Realistic value less outstanding balance (including arrears).  This messing around makes me wonder even more if the property was wildly over valued. Normally a lender would sell and not really care if they got the best price so long as they covered the balance plus their costs. 
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    • Hi all, I purchased a car in January from Big Motoring World Leeds. At the time of sale I was shown a tab on the salespersons computer marked 'service history' and I was able to take comfort knowing that the car had been serviced on 3 occasions as the date, mileage and company was there on screen. Being a 3 and a bit year old car that, in my mind, constituted full service history 🤷‍♂️ Anyway, collected the car a week later. Once home I settled down to through the book pack etc. Opened the service history booklet and it was completely blank. In addition there were no invoices detailing that any services had been done. I duly contacted BMW and asked them to supply me with proof of service history. They responded saying that on their 'vehicle documentation checklist' I had ticked and then signed to the fact that I had seen the service history and that I was happy with it. I dug out this checklist and what it actually states is 'seen service history online' which I had in the showroom. BMW seem to think that this satisfies their responsibility in providing service history. The reality is that I don't have any proof that the vehicle has ever been serviced! For my own peace of mind I ended up paying for a service that satisfied the manufacturers maintenance schedule to the tune of £330. I even complained to the finance company that the vehicle contravenes the Sale of Goods act 2015 as l, in effect, ot is not as described. Amazingly they weren't interested and instead I just got an email stating that it's not illegal to sell a vehicle without service history and that servicing costs were part and parcel of vehicle ownership. I've since complained to the ombudsman and am awaiting to see if they can help. I have no issue with the car but the treatment and customer service has been the worst I've ever experienced. I don't really know what to do next as I really do feel aggrieved that I've had to pay to service a car that should have already been serviced. Can anyone point me in the right direction please? 🙏
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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VCS/DCB(L) multiple pcn claimform - Smyth Street Pay and Display Car Park Wakefield WF1 1ED.


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Thanks @dx100ukthe images are quite grainy but I'll get them up later. I just wanted to check about defence - and the standard 3 -5 line (and @FTMDave's suggestion of a defence- above dated Wednesday @ 21.50).

 

Will this be the only defence (and information) I'll be entering?

 

It just seems rather short in comparison to other's I've read elsewhere (e.g. Coupon-mad's suggestion here

 

(link removed - dx)

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god no never play your cards until forced too!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Brilliant- Thank you. 

 

Images from Myparking charge for the 3 extortions attached below. 

 

Quick update; after nothing from DVLA for weeks, I emailed them ([email protected]) yesterday; 

'can you please confirm that you have received my query sent 13 January 2021 with regard to a Subject Access Request for my vehicle XXXX in 2017? Can you please confirm who applied for my data in that year. This is currently a legal case in a county court and DVLA may be called. Can you please confirm when you can provide me with this request for information. Many thanks in advance.'
 
Received email response this morning;

Good morning, Your request was completed today and the information has been sent to you in the post.

Kind regards, Subject Access Request (SAR)

 

Hope this helps anyone else. 

 

Also emailed VCS Data Protection officer yesterday requesting ALL the info they had accessed the vehicle. Received an 'Auto Responder' email-  'If you are making a Subject Access Request (SAR) for copies of data that we hold or may hold about you, then we acknowledge your request and will process within the allowed time frame of 1 calendar month. We may be required to contact you for further information or to verify your identity and if so this will mean our time to respond is taken from the time you provide the additional information or proof of identity.' 

 

underlined by me; Abusing the system for their own ends. Irrespective of this, the DVLA info will be interesting to read. 

 

Just back to working on a draft defence...

VCS.compressed.pdf

 

Five downloads of the attached docs...would be nice to know who has downloaded and any feedback would be welcome. 

 

 

 

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any tarmac graffiti on private land is purely that..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Post as text please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As follows; 

 

 

1. It is admitted that the Defendant was the registered keeper of the vehicle in question but liability is denied. The Defendant was not the driver at the time and no keeper liability has been created under the Protection of Freedoms Act 2012.

 

2. It is denied that the driver at the time entered into any contract with the Claimant as the car park is managed by a different company.

 

3. It is denied that the Defendant broke the terms of any contract with the Claimant.

 

4. The Claimant is attempting double recovery by inventing three spurious sums, each of £60.

 

5. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all.

 

Statement of Truth

I believe that the facts stated in this defence are true.  I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.

Defendant’s signature:

 

 

My question; is it enough? 

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It's more than enough.  (5) is enough in itself - you deny all their claim.  (3) is enough in itself - it covers you not entering a contract (if you don't enter a contract you can't break it) and it covers you entering a contract but not breaking it.  If this does get to court you'll have ample opportunity to flesh everything out in your Witness Statement later on.

 

You don't need the "Statement of Truth" bit at the bottom.

 

It's not of vital importance, but I'd move (2) up as this is the point that separates your case from the usual VCS ones and may persuade Simple Simon it's best to chuck in the towel.  So -

 

1.  The Defendant was the registered keeper of the vehicle in question.

 

2.  It is denied that the driver at the time entered into any contract with the Claimant as the car park is not managed by the Claimant.  It is managed by a different company.

 

3.  The Defendant was not the driver at the time and no keeper liability has been created under the Protection of Freedoms Act 2012.

 

4.  It is denied that the Defendant broke the terms of any contract with the Claimant.

 

5.  The Claimant is attempting double recovery by inventing three spurious sums, each of £60.

 

6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.

 

If nobody else objects this evening, file it tomorrow.

 

At the same time go along to the post office and send off dx's letter in post 14, with a free Certificate of Posting.  The letter will turn up in Sheffield after the defence has been filed and Simple Simon might realise he's got a thankless task on his hands and discontinue.  Of course being greedy & stupid, with three tickets involved, he may not, but it's worth a try.

We could do with some help from you.

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no!!

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Before I came across this site I would have said "Yes", having counter claimed myself in the past.  However the regulars here taught me it would be a bad strategy.

 

At the moment the aim is to get Simple Simon to discontinue. 

 

Say you counter claim.  VCS want to discontinue.  VCS know that if they discontinue then your counter claim will proceed and they are bound to lose a vast sum of money in court.  Inevitably they won't then discontinue.

 

If you want revenge against Simon then there are other ways, concentrate first on batting away this claim, then later on you could sue VCS for breach of GDPR for example.  

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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quite std letter.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Means they have some things missing and also now cannot rely on other things that may want to show.

Consequence of failure to disclose documents or permit inspection

31.21 A party may not rely on any document which he fails to disclose or in respect of which he fails to permit inspection unless the court gives permission.

You do have the right to object to their request for permission as they failed to provide it in time. If the Judge does agree then you can ask for an adjournment while you study the content and be allowed to add to your defence should it be necesssary after reading what they produce.

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Cpr 31:14 is simply a request they dont have to respond and other than p'haps a mention in your ws, is not an issue.

 

they must however disclose everything they intend to rely upon in their witness statement at the disclosures stage if the claim progresses that far.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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