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fonehouse/ktm/Dcbl - just got a threat-o-gram - 1st i've heard of this debt


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Hi, I have just received a letter from dcbl saying they were recovering a debt from ktm online.

I had not heard off them

 

on researching I found that its a company name for fonehouse.

I got a new phone last year and fell behind because of covid.

The original company have never contacted me concerning a debt this is the first I have heard of it.

 

Now I know they are not acting as bailiffs but I want to know the best way to deal with this as I don't want court action or hassle from them.

What is their process how many letters.

do they send before court action.

And.i can.not allow them to visit as it would cause me hassle with my landlord.

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  • dx100uk changed the title to fonehouse/ktm/Dcbl - just got a threat-o-gram - 1st i've heard of this debt

have you moved since getting this phone?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you deal with fonehouse directly only

stuff and all a powerless DCA can do to you.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you don't need to keep a powerless dca 'at bay'

stuff and all they can do.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks. I'm usually very level headed with things like this. I guess it's the company that un nerved me. Guess im feeling more fragile with everything going on in the world.

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