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    • Where was the help for the environment, social care, renters, and to cover the future costs of Covid? View the full article
    • Hi All, I have received a parking ticket as RK (thats registered keeper right?) for overstaying by 16 mins in a well known wholesalers car park in Liverpool. I read some very confusing (and sometimes contradictory information on several sites) on how to deal with this. I followed the instructions to firstly challenge the validity of their claim. I wrote to them (no response) and emailed them. I had to guess at the email address becuase they provide only the registered office address or a 'claim line', which if i had contacted them on that, would have been agreeing to their idea of us having a contract in the first place (right?). So i eventually got the admin email and sent it there, stating that i had already written to them with no response. I got a response saying that they do not respond to correspondence at that address and i should either write to them (already did) or contact via the appeals line or appeals email (again with the acknowledgement that its an appeal i need, rather than straight up confirmation). I asked in at the wholesalers customer/ member services in store about the car park ownership and they informed me it was a consistent problem and they didnt know the owner. I have contacted the head office in Herts for the information. (Customer services/ member services/ online services & complaints) for the information regarding ownership of carpark and the contract of agreement between them and the CE parking management with no luck. I received no further correspondence and therefore assumed that they had dropped their spurious claims. They acknowledged my letter with: "Response from representation team -  We refer to your recent correspondance. We accept for you to pay the original reduced sum of £100. The Parking Charge Notice has been passed to a debt recovery agenct. All further enquiries, including payments, must be directed to them. Please follow the instruction on the correspondence you have received." I received nothing else until I receive a Northampton county court business service court claim. The amount is now in the hundreds (£274). I have acknowledged and sent back the form with nothing else written on it. So now i have another week or so to mount my defence. I dont know anyone who speaks 'legalese' and frankly its giving me sleepless nights. Incidentally, at the time of the alleged 'contravention' there was a bout of sudden severe weather which was 'waited out' inside the wholesalers porch by several members and their children because the soft furnishings and electricals (for example) bought in store would have been destroyed by the downpour. Further investigation into the owner of the Civil Enforcement ltd has shown me that they are owned by CCP parking, who are in turn owned by Qa Nominees and are owned by people exposed in the Panama Papers scandal. I am feeling like im a tiny part of a very big scam here, one that DVLA are profiting from. Under advisement, I have written a complaint to the wholesalers complaining about being treated so shoddily as a member. Under advisement, I have also written to CE ltd requesting a Subject Access Request. But I really dont understand the process or what steps to take now.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
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      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
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    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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Argos card / Moorcroft


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Hi there !

 

in brief, a few days ago I received a letter from Moorcroft regarding my Argos account (closed. default ). 

should I start with CCA and SAR ?

I also have another case from 3 years ago, also with Moorcroft now.

 

This case is different, my alleged debt was sold to Hoist Portfolio, and they handed me over to the Robinson Way at first, then to Moorcroft.

I used three letters ( advice from another forum ), for Robinson Way it worked, they gave up after two years.

 

I`ve never sent a formal request  ( with 1 pound fee ), I just asked for a real copy of the agreement in my letters, I didn`t get any answer.

From no one, the original creditor and  Hoist didn`t answer either.

Then covid showed up and I had other problems to sort out :) .

 

I had the  last contact with Moorcroft, in this case,  about a year ago, they sent me some letter with an offer, of course I ignored it.

Should I do it now ( CCA ) ? 

 

I have to do something about it, now they have two alleged debts on me and that could spur them into action ;)

 

Thank you for any advice you can give me :) 

 

Best A.

 

 

 
 
 
 
 

 

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moorcroft should always be ignore 

as should any dca whereby their letters state 'our client'

deal with the organ grinder not the monkey.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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of what..

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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eeeh i see ... I just really need a little help, that's why I am here. Being funny does not mean that I am a troll or something and English is not my native language. I just don`t know what to do next, that`s all

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2 hours ago, Yennefer said:

I have to do something about it, now they have two alleged debts on me and that could spur them into action ;)

 

to do what they are powerless...:pound:

 

you like 10'00'000 of other s jump because a dca says this or that

a DCA is not a bailiff

and has zero legal powers on any debt no matter what its type.

 

another one of your issues is following stupid freeman of the land twaddle.

very dangerous.don't

 

moorcroft dont by debts

they only act for clients.

 

as long as you don't run from debt

and insure the debt owners or 'the client'

has from you a letter which states your correct and current address

or you did so to the Original creditor before any sale

or your haven't moved since taking 'the credit' out

you are safe from backdoor CCJ's to an old address.

 

sit on your hands and see if the owner of the debt want to issue a letter of claim.

if they do 

you return here

 

A CCJ - which is the only tool they have - because just like us joe public, its the only thing we can legally do if we claim someone owes us money - they have no more powers that you or me

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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"another one of your issues is following stupid freeman of the land twaddle." yep agree. When I got into my first trouble, a couple of years ago, I tried this method, you know, panic etc but with time I saw something was wrong, I started to feel like in some fairy tale when I went into the details of it :)

so now I looked for other advice. I spent a few hours reading the posts here, it all makes sense, answers, advice.

 

so I don`t have to send  cca or sar request ?

 

Thank you for your help, if something happens, I will be back :)

 

 

 

 

 

 

 

 

 

 

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IMHO yours is not the next move.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yup, safe to ignore

 

Yup the 3 letter process is pointless

 

Yup, for goodness sake make sure they have your current address in writing, (if you've moved since taking the debt)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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thats ok just don't get spoofed.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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