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By unclebulgaria67 · Posted
Are you still registered with HMRC as a self employed Builder ? If you are still registered, then you could show that you need the tools when you are ready to work, to earn money to pay towards your living costs and pay tax. If you were employed by a company as a builder previously, but had your own tools of trade, if you have not worked for awhile due to ill health, then I think it would be a good idea to document these as tools of trade, keeping them separate from any other tools you might use for DIY. Hopefully they will be clearly identifyable as tools of trade. By document, I mean type out a list of the tools and maybe label them in some way. Are you expecting to have Enforcement agents visit your address in the near future or have you been visited recently ? -
As post 4, ignore Debt Recovery Plus. You've told the PPC your correct address so that is sorted. Do I take it they refused to send you a copy of the original PCN?
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By unclebulgaria67 · Posted
You will have to refer back to the original pre contract or renewal information to see whether the Green card was included or not. When you agreed to buy the policy and pay the premium was this on the basis that the Green card was included free of any charges ? Go back to Devitt and ask them to provide contract documents to prove they can charge the £15 for the Green card and that if they cannot supply contract documents to prove this, they will need to refund the £15. You also request copies of your data records, by making a Subject Access Request, ij particular asking for any phone or conversation records regarding a Green card, when buying the policy.
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Our picks
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile. -
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
Picked By
BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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Natwest Bank Transfer Fraud Call HMRC Please help ***Refund in Full***
waz70 posted a topic in NatWest Bank,
Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786-
- 33 replies
Picked By
waz70, -
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Sweatband.com Treadmill in garage failed after 3mts - Not Covered by Warranty
By
Em0149,
in Online Stores
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