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Erudio/Drydens SLC Loan CCJ - Advice Please - Set a Side claim proceeding.


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Many thanks Andy, 

 

I also have an open Investigation running with SLC - but hear nothing unless I call them, it gets escalated, then goes round in a loop. This has been happening since Feb...

SLC did say they are communicating with a third party on behalf of Erudio - unsure what this all means. I get told completely different things everytime I call SLC. 

 

I had requested a new SAR from Erudio on 30/03, as I would like to see what they are doing about this in general, and if they are liaising with SLC

 

I've had an email from Erudio - but nothing else... should I continue to pursue this? Or just hang on.. 

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the 3rd party will be drydens i expect.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Quote

should I continue to pursue this? Or just hang on..

 

Its irrelevant really to this claim...what you wish to do with OC is your choice. 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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  • 2 months later...
On 20/04/2021 at 12:40, Andyorch said:

Allocation of the claim....the court will send you a Directions Questionnaire (N180) for you to complete and file...you will then be provided with further details (Directions) on what to submit next ( Witness statement and evidence ) in support of your defence....they will also inform you of the hearing date.

 

Some Courts can dispense with allocation and cut straight to directions...see what transpires and keep your topic updated.

 

Andy.

 

 

.

 

LEGAL : N180 Directions Questionnaire (Small Claims Track) **Correct at Sept 2016** - Court Procedure and General Guidance (mainly England and Wales) - Consumer Action Group

 

3 copies

1 wit you

yes to mediation

rest is obv

 

1 to the court

1 to drydens (do not give emai/sig/phone on this copy)

one for your file

 

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just send drydens by 2nd class , you are a LiP and have leeway

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

 

Hi All 

 

Update on above!!!, 

 

I replied saying I would go to mediation, but heard nothing from Drydens. Hand delivered to court etc...

 

I have received a new court date through for November, I contacted the court to say why had I not received any mediation and they replied to say the other side must not have agreed to it?

 

I was wondering whether to contact Erudio/ Drydens to confirm I had responded and agreed to mediation

 

If they had not adhered to CCA - will Drydens, Erudio show up to new court case? 

 

What should I do next? 

 

Many thanks 

 

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Both parties have to opt for mediation for it to happen. So now you do nothing except prepare for the hearing of Nov and refer to your notice of allocation n157 Directions,

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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ok, Drydens represntative said in the n244 hearing that I had not attempted to contact them to discuss before the hearing and this seemed to go in their favour. 

In reality I was concerned each time I contacted them their bill would go up, I feel like I want to contact them to say I had agreed to mediation but they did not respond for clarification... 

 

Its odd that they sent me a letter of service - mentioning mediation - before I even received the court letter about it?? 

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  • 1 month later...

Hi to All, 

 

I’ve got the court case next week with Erudio following a successful set aside hearing? 
 

Can  I add further evidence to my statement of truth? Do you have any advice on this please? 
 

SLC - O/C and I are still in discussions, they have offered £75 so far due to their maladministration of my account( many issues, some acknowledgment by SLC!!)  - I am going to take it all to the Financial Ombudsman
I feel I have a strong case, but last time the judge did not want to look through all of the evidence and I feel in 30 mins the detail is not there? 
Thanks in advance! 

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Has the court not sent further directions for the hearing or asked that you submit a further DQ ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Have you received an N157 Notice of Allocation with the courts directions...? you state you have a hearing date which is normally on the N157

We could do with some help from you.

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All it said on there was my phone number needed to be correct. 
 

I was directed to send  a  witness statement to the court after the last hearing where it was set aside. I’m just looking for the letter now to confirm. 

 

It’s in the crown court is this different, when I found out about it there was a warrant of control? 

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If you could just scan redact and upload a copy of the N157 and I can look at the directions.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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I can’t find the new letter anywhere, &  I thought I had put it in a safe place!! I’ve just rang the court who confirmed the day and time, but I need to call another number which is ringing out for a copy of the listing. I will keep trying it. 
 

 

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Okay well i see you have submitted your witness statement /evidence so you have complied with the courts directions listed on the N157.

 

So back to your initial post of today ....

 

Quote

Can  I add further evidence to my statement of truth? Do you have any advice on this please? 

 

Why and what are you wishing to submit additional to your statement ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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I should have still be deferred after my maternity leave starting  jan 13 deferment should have started around that point , SLC had letters from me on file.. my loan should have never gone to Erudio. 

 

I was a shared borrower - Erudio should not have been blocking me from speaking to SLC. SLC were saying speak to Erudio - endless circle.

 

My name was spelt incorrectly I have an Erudio  SAR showing no correct CCA info was was sent to me from Erudio.  

 

Erudio took DD from my account in March 2014  and even Barclays thought it was a hoax and told me to cancel it. 


I updated my address with SLC in July 13 (we moved, but they only changed my phone number not new  address) 

 

I reinstated DD and continued to pay monthly but I now know it was only for honours. Thesis or Link called me they said they had cut me a deal to pay all off in 2017. I thought thesis / link were in competition. 

Edited by dx100uk
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And have you not already stated the above in your witness statement ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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That's why I was asking about your Notice of allocation n157...one of the courts directions along with submitting a statement states to disclose all the documents you wish to rely on......which if you have drafted a correctly formatted statement you would have referred to the documents and marked the relevant paragraphs see attached exhibits number xxxxxx.

 

Its all about reading the Notice of Allocation correctly and following the courts directions ...most  posters stop reading once they see the hearing date and completely miss that they have to submit statements and disclose documents.

 

 

 

.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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Yes standard notice ....

 

Quote

1. The case is listed for a hearing by telephone on 8 November 2021 at 3:30pm. You must ensure that all previous directions for the filing of documents and witness statements have been complied with.

 

Which were listed on your N157 Notice of Allocation

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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