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i've been stung with a car with a log book loan on it


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  • 1 month later...

can anybody help

ive got my car in hiding lbl want 3k to clear it and

i bought it 3months ago the seller has now vanished!

 

ive got a copy of the bos which i can upload can anyone help?

 

it was registered 8days after signing too

 

 

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can anybody help ive got my car in hiding lbl want 3k to clear it and i bought it 3months ago the seller has now vanished! ive got a copy of the bos which i can upload can anyone help? it was registered 8days after signing too

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Hi Q Plate

 

I agree with Nicky - it must be registered within 7 days...

 

Can you just confirm, are you the person who took the LBL or are you the person that bought a car that you have now found out has a LBL agreement in place? ie - is the loan with the person who sold you a car or is it your loan?

 

(sorry for my confusion... it's been a long day)

 

: )

[COLOR="red"][B][CENTER]"Errors do not cease to be errors simply because they’re ratified into law.” [/CENTER][/B][/COLOR][B][CENTER] E.A. Bucchianeri[/CENTER][/B]

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Hi!... No i paid cash for this car the person who sold me the car took the loan out :mad:

 

 

 

Do you have the log book? Do you have a reciept?, you could try an injunction to stop them taking it at county court, I understand Nicky Bodmin did this.

 

trooper68

Trooper68:)

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Hi QPlate

 

Apologies for the delay in coming back to you.

 

These are my logical thoughts based on what I have summised from your post.....

 

I think that if you get a good solicitor, you should be able to get a good result.

 

The fact the lender can show a Bill of Sale for the vehicle is irrelevant - it only has relevance to the person who's name is on it - if that is not you - then I dont see how they can make you liable in any way for someone else's debt.

 

e.g: if I saw your car parked outside your house, liked the look of it - took the make, model, reg No; put a BoS together, swore under oath with a solicitor and then paid my fee at the High Court of Justice, I would have an interest in your car too - and I could come to you - with my 'heavies' in tow and insist you pay me £3K, or I'm taking the car......Would you pay me? I think NOT.... (by the way - this is not something I advocate anyone doing as it woud be against the law I'm sure and the BoS acts as amended and regulated go a long way to catch out anyone who may have tried to do this)

 

Essentially what I am saying is: - so what if they know the make and model of your car - your name and address do not relate to the document - so how can they trully, honestly make you liable for an outstanding debt owed by the previous owner.

 

They cannot take the car legitimately - because it has been sold fair and square.

 

So what to do?.......

 

You have to keep your car safe (because it's reported that this company have a bad habit of taking cars without following true legal process) and send them a notice that you intend to take the matter to court allowing 14 days.

 

Once the 14 days are up - see a solicitor with a view to a claim against them under Article 8 of the Human rights Law (they have sought to take a vehice that you paid for and are entitled to peaceful possession of it) -(do check this first please via google) as a minimum......

 

You will need to show evidence of the purchase and evidence (birth cert) that you are not the person they are looking for....

 

I think that this will be the cheapest and quickest way to get the ball rolling to get them off your back and quash the matter.

 

General claim form N244 - cost £30 at county court - more if you seek a monetary claim as well (but your solicitor should advise on making the claim relevant to Article 8 and any additional costs that may apply)

 

I would say though - I have not seen a law yet that allows them to do what they are doing or how they can bring a case against you for having bought a car legitmately....... but if anyone else has - please let me know : )

 

 

apple

[COLOR="red"][B][CENTER]"Errors do not cease to be errors simply because they’re ratified into law.” [/CENTER][/B][/COLOR][B][CENTER] E.A. Bucchianeri[/CENTER][/B]

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Hi Applecart thanks for the great information the car is out of the way safe!

 

I spoke to Lbl who advised me that their recovery department is now looking to repossess my car and that i should just surrender the car to them!! (Yes im sure!)

 

I shall fight this all the way what gets me is why is this company allowed to prey on people?

 

Surely this is highly illegal??:confused:

 

also do i start a new thread/upload my bos?? id like it to be checked for errors???

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