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SLC/Erudio/Drydens backdoor CCJ's - 1 i already paid, 2nd at set aside.


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looks like the 1st ccj was SB'd too.

 

so you shouldn't have paid anyway..

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well go get your moneyback in the old CCJ..?

how did you pay and when?

 

 

3 hours ago, PumpUpTheVolume said:

2. Call (and record) County Court Bulk Centre and inform them the debt is statue barred and to suspend the judgement and mark as SB'd.

 

you cant do the above on the current one.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you should never have spoken to anyone anyway...

i'm not sure where you get any idea that any DCA or their paper tiger solicitors have any legal powers whatsoever..they don't.

a DCA is not a bailiff.

 

go ring your bank ask for a debit card chargeback, tell them you got scammed by a debt collection firm and you've paid the wrong entity .

its worked before.

 

On 07/01/2021 at 19:52, PumpUpTheVolume said:

'00 Type 2 - £1***.** sold to Erudio March 2014

type 2 loans cant be sold on so it's not a type 2 loan its another old style one.

 

 

as for the current one 

you answered that as point 3 in post 1

as for the current one 

you answered that as point 3 in post 1

 

On 07/01/2021 at 19:52, PumpUpTheVolume said:

3. Call (and record) Drydens tell them the debt was SB'd upon issuance and demand they set it aside now free of charge to you by mutual consent.

 

 

On 07/01/2021 at 19:52, PumpUpTheVolume said:

98 Type 1- £3***.** with SLC and payed automatically out of my payslip 

 

this is not right either as if the other 2 have been sold why not this one .

and why is it not SB'd too?

or already was when you started to pay?

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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eh? but the debt was already statute barred when the claim form was issued...:crazy:

 

On 08/01/2021 at 00:06, PumpUpTheVolume said:

I'm going to double check the loan types and what was sold tomorrow.

 

stop these silly phone calls whereby you or them can say what they like and there is no record.

 

send SLC an SAR.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no because you didn't inform your debt owners you had moved..

 

now i notice earlier you indicated you did?

however if you did not do this in writing and are only assuming because they wrote to you where you are , that doesn't count.

but if you have written evidence you did inform SLC, and thus erudio knew upon sale , then thats even better for you with regard to set aside, though the debts were statute barred upon court claim issuance anyway.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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pers i'd be ringing drydens (yes i know we advise not too) you might get them on the hop to your advantage.

 

it seems to me you've blindly paid one existing CCJ and have now discovered yet another CCJ, both via the backdoor on 2 debts that were already well statute barred before the issuance of the claims. having been repeatedly LIED TO by drydens.. having sought suitable advice you have discovered you've been had blind TWICE..

 

you demand - get angry!!

they refund your money and remove both CCJ's by mutual consent FOC to you as they were already statute barred.

if they refuse on both counts, you tell them you will be issuing 2 set asides via 2 N244 applications, suing them for those fees & your payment on the SB'd debt , as well as financial compensation for for the two CCJ entries on your credit file which have caused you financial hardship. Having already consulted the relevant authorities your are advised this could be upto a sum of £1000 compensation in each case.

 

so what are you ging to do now drydens...

 

dont let them dictate or over talk you until you have completed the explanation above 

if they start waffling about default notice dates so not statute barred thats pretty much immaterial as the FCA etc are clearly on record that a DN should not be issued months even year after last payment. paying a debt once a 6yrs gap already exists does NOT reset SB.

 

get angry! record the call..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the 1998 one cant be that scheme as it was not enabled at that time.

 

just send the sar 

dont add any AC numbers at all.

 

the old CCJ shows regardless still i bet poss even as unsatisfied...

go do a chargeback

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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all you need should come in the comms log of the sar and the agreements

 

unless yours is a very rare case something is very wrong.

none of the new scheme loans have been sold on.

 

it appears the erudio/drydens have attained 2 CCJ's that i bet if you look at the particulars of claim of each, they don't state any SLC number but merely a line stating loans have been rolled under one new ref number by Erudio.

so you've potentially been taken to court twice for the same loans, and charged twice for the same sum i bet

 

if any ..the 00 one could be new style but if they are all for the same qualification/course even if you took a gap year,  they are considered one running loan under the old scheme

 

but anyway, both the CCJ's can be set aside as judgement was attained after the statute barred date 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

How did this go?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 8 months later...

Open

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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why are you speaking to fleecers on the phone?

 

forget the defaulted dates, as andyorch says earlier.

 

47 minutes ago, PumpUpTheVolume said:

DSAR deferment end date -   96'          - 24/03/14

                                                   00'          - 24/06/14 

 

your last deferment date were 1 year BEFORE (SB does NOT run from the end - but the initial letter) so they were all SB'd by the time of the claimforms

 

so you've taken almost a year to get absolutely nowhere and could of got these set aside by now and your moneyback.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sorry you did say January

 

 'contact' means nothing...the loans were all sb'd by the time of litigation.

 

cant keep saying this.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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not if the deferment didnt happen.

your last forms were to SLC, 2013 

 

there are 10's of erudio/drydens claimform threads here that explain this and the N244 process.

 

use our enhanced google search box

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just as a side point i mentioned before

 

Were the qualifications attained for the 3 loans linked i'e a staggered 3 years course and you took a break resulting in the 00 loan?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then as i pointed too earlier, if these will be under the old rules regardless. all the same qualification. so a chain under old mortgage style which is why a 'new' style one got sold on.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then its not an issue .

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you certainly need to get all the info yes.

 

then just follow the other threads and get N244's running, they'll not contest it and most probably won't argue the loans were already SB'd. and just leave things be re a re hearing unless the judge decides there needs a hearing after granting the set aside.

now if you'll get your money back is another matter.

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no point in CCA's, the debts were SB'd.

 

by it i will guess you mean the money you paid on the other CCJ?

no harm in trying IMHO. cant hurt you eitherway.

 

get the set asides won . that will lead your next moves.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I dont think you can set aside 2 ccj's using one n244?

 

@Andyorch would know and also about if you can demand the money back you paid. Not something i remember happening here before or even if you should/can set aside a paid ccj.

 

on a small screen..cant scrollback.. Is the paid ccj showing on your file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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problems merging here i expect out with the sheep...doesnt matter.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what court..bailiffs...this side of xmas...not a chance...:pound:

 

and totally pointless as there is no right of forced entry on consumer credit CCJ debts..so whats the point in ever using them..debtors can simply totally ignore them. see you fell for their threats again..

drydens are jokers united, just like their powerless clients!!

 

 

  • Haha 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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not yours ..

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

clerks aren't supposed to give legal advice.

as for CAB they can be poor in some of their advice at the best of times.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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2 backdoor CCJ set asides = 2 N244's unless @Andyorch knows different? bearing in mind one your paid and is now marked satisfied on CRA file (still harming you just as bad mind!!)

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

The debt was statute barred at the issuance of the claimform,  dn date is immaterial . End of deferment period is immaterial, its the date you sent the deferment form..ignore them.

 

Next time put all pages in one pdf and name if logically please, like upload advises date,from who, about

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to SLC/Erudio/Drydens backdoor CCJ's - 1 i already paid, 2nd at set aside.

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