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3rd party ins


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You really haven't given much detail and your question is extremely vague so on the basis of I understand – which isn't very much, the answer is: No.

Give us more detail and the story and maybe we will give you a better answer

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Every policy I have ever read says that only the Policyholder is entitled to drive another car. Sometimes even the Policyholder is not allowed to drive other cars. So it's very unlikely that named drivers on your policy would be covered to drive other cars.


But every policy is different so there is no general answer that applies to all insurers. You need to read your Certificate of Motor Insurance. That will say who is allowed to drive another car under your policy.


And even the Policyholder's right to drive other cars is limited to certain situations.


What is the background to your question ? 

Edited by Ethel Street
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Hi jwd and welcome to CAG


Talking about personal car insurance (as opposed to a commercial vehicle policy), If someone is a named driver on your policy, I'd expect them to be covered by your policy ONLY when driving your car.


They can, of course, drive other cars but would need insurance related to those other cars - either their own car insurance policy, or as a named driver to drive someone else's car.

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