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Trouble with Erudio and drydensfairfax


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Around the time that my student loan was sold to erudio I developed some severe health problems that have prevented me from working over the last five years.

 

I have never sent erudio any written correspondence as I was severely unwell. I had to get a social worker to help me contact them, as they had told me that I'd lost the right to have my loan written off at age 50.

 

My social worker asked if i could have the loan written off due to my disability but they refused on the basis that I couldn't prove I was disabled for life.

 

Since then I have only had account updates from them, no deferment forms have ever been sent.

 

Now I've received a letter from their solicitor delivered to the wrong address that my neighbour has passed to me, telling me I am about to receive a CCJ 

 

I am upset at getting this letter just before Christmas. Anyone got any advice for me? 

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they sent out 1000's of these to see if they can scam mugs into giving them free money to pay their xmas staff party drinks bills.

 

have you moved since you last deferred to SLC?

and when was that?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you for your reply, yes I had to move a few times within a 2 year period so things got very stressful and confusing. I am settled now in my own place and hadn't had any correspondence from drydenfairax until now as they were sending letters to the wrong address! I moved here in 2015 but from 2013 - 2015 I had 4 different addresses

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last deferment ... to slc ?? poss when before 2013?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'm afraid I don't remember

 

since they sold the loans to erudio,

I haven't signed anything or sent any deferment forms

I was very concerned about the new terms and conditions

didn't want to agree to anything in writing without properly understanding what I was agreeing to.

 

Since then I've only spoken to them on the phone. I've had no written correspondence with slc since 2014 

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sent them our statute barred letter from the debt collection section of our library 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if you've not deferred since 2013 it is 

yes send it to drydens

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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