Chased by CCL via LinkedIn by for work old debt in Australia

[ChasedThroughLinkedIn]

Hi

 

I've read a few threads on this topic and couldn't see my answer. 

 

I left debt in Australia (last serviced Apr 2018). Now reside in UK. Credit Corp Australia have found me through LinkedIn and started contacting me at work. It's polite emails asking me to call them. Not mentioning anything to do with debt (so far). I have now cancelled my LinkedIn. 

 

I 'assume' they cannot tell it is me for certain. But they must have strong beliefs.They don't have my contact number or address. I plan to leave my job in 3 months. 

 

I'm worried this will follow me to my next job. I called Consumer Credit Legal Services WA. And they advised that Credit Corp has an English sister company. 

 

What advice do you recommend. 

 

Thanks all. 

[dx100uk]

ignore them

stuff and all they can actually do in the UK

have you moved at all in the uk since coming here?

 

[ChasedThroughLinkedIn]

Hi, yes I have moved. 

But they would not know any address here in UK. As the last known address was back in Australia. 

 

I spoke with Citizens Advice and they tell me that:

• they can use the services of a UK debt collection agency
• Possible consequential UK court action
• Potential court action and even bankruptcy in Australia 
• Potential seizure of any Australian assets (I don't have)

Has anyone had experience of this?

 

[Homer67]

As usual CAB has some of the information and gets it wrong.

 

While you shouldn't evade debt there is very little an Australian creditor can do while you are overseas and not resident in Australia.

[dx100uk]

simply type in credit corp in our enhanced google search box.

lots of threads here. been going on over 10yrs now exactly the same MO.

simply ambulance chasers.

 

as for CAB...usual crap.

a dca is not a bailiff and has zero legal powers on any debt no matter what it's type.

only the original creditor can instigate court, there are no example of CCL buying these debts.

 

it is better not to hide in the UK esp with past address as there is then the danger of a backdoor CCJ.

WRITE to CCL's stated client simply referencing their ref no. stating your current address

then ignore everything until/unless you get a letter of claim.

there are no examples of this happening here 

[ChasedThroughLinkedIn]

Thank you for your post. Sorry, if I have a couple questions. 

 

When you say write to CCLs stated client: who do you mean?

What is a back door CCJ? If they don't have any UK addresses of mine. Is this possible?

 

 

[dx100uk]

CCL are working on behalf of their client, that should be clearly stated in their comms.

 

as for backdoor CCJ <<click and read!!

i suggest you also use our google enhanced search or our search top right and get reading up.

they are very possible!

 

 

[ChasedThroughLinkedIn]

Thank you for helping me. I really appreciate your time.

I have read numerous posts on this site and it is very helpful. 

 

While my situation is very similar to others on this forum, the only difference is that they do not have any addresses of mine in the UK.

 

I respect your advice about updating them with my current address, but I have no intention of going back to Australia. 

 

I assume your advice relates to back-door CCJ's to my 'known' addresses in Australia?

Can they enforce a CCJ on my in the UK?

 

I am due to move to another job in 3 months, and have deleted all social media.

I have no official communications with CCL (Credit Corp), they have only called my head office reception asking me to call them back, and then sent me an email (work email) asking me to call them back. They have not stated any detail of the debt or details of creditors. 

 

If I contact CCL (without prejudice) and ask them to provide details of the (alleged) debt etc and give them my current UK address, stating to contact me only by Royal Mail (as per the advice you have given before). Does that start the 6-years again? In a previous post you suggest to then start to ignore mail to this address unless it is a 'Letter of Claim'.

 

Is that correct?
 

 

 

[dx100uk]

backdoor CCJ's are in relation to this country only forget AUS and can be filed against any listed address on your credit file until/unless you inform them (and will be legally served and adjudged) in writing of your present correct address this goes to CCL's CLIENT , the ORIGINAL CREDITOR in AUS.. ignore CCL totally.

 

it doesnt not nor can reset anything.

simply type your name dont sign it in hand

you do not need to request anything

dx

 

 

 

[ChasedThroughLinkedIn]

Hi, I am sorry. But I am confused by your advice.

If I ignore CCL, they can instruct a UK company to take court action here as well, 'Under the Administration of Justice Act 1920, there is a reciprocal agreement with Western Australia and the UK which allows court action to be taken in Australia and transferred here for enforcement'. 

 

You are advising to contact the financial institutions of my latest addresses here in the UK. Surely I should 'also' contact CCL and advise them that I am dealing with the Client directly? To prevent the above point?

 

I know you are doing your utmost to assist me, and I am so deeply appreciative. I just need to understand my next steps clearer. 

 

[dx100uk]

13 minutes ago, ChasedThroughLinkedIn said:

Hi, I am sorry. But I am confused by your advice.

If I ignore CCL, they can instruct a UK company to take court action here as well, 'Under the Administration of Justice Act 1920, there is a reciprocal agreement with Western Australia and the UK which allows court action to be taken in Australia and transferred here for enforcement'. - CCL can't they are are not the debt owner merely an ambulance chaser.

 

You are advising to contact the financial institutions of my latest addresses here in the UK. Surely I should 'also' contact CCL and advise them that I am dealing with the Client directly? To prevent the above point? - nope.

 

I know you are doing your utmost to assist me, and I am so deeply appreciative. I just need to understand my next steps clearer. 

 

 

simply write to the debt owner, the AUS company, the original creditor, informing them of your correct and current address in relation to the debt CCL state.

[ChasedThroughLinkedIn]

Thank you for making this simple.

 

I hope this is the last time i request further advice from you

 

1. Write to the debt owner: Should this letter be similar to this:  (without prejudice) and ask them to provide details of the (alleged) debt etc and give them my current UK address, stating to contact me only by Royal Mail (as per the advice you have given before).

 

Once I receive this info...

 

2. Write to the financial institutions giving them my new address.

 

(sorry to prolong this thread) and thank you - how do I make a donation?

[dx100uk]

 

why do i have to keep writing the same thing over and again.

 

what part of simply write to the debt owner giving your correct address are you not understanding??

you do not request anything

said this 4 times now...

[ChasedThroughLinkedIn]

 

I am really sorry for upsetting you.

 

The reason why your advice is difficult for me to understand is that you said to write to the original creditor with my address:

Quote

in relation to the debt CCL state

 

If I don't know what the debt is or who it is with, how do I do that? I have explained that they have only contacted my employer via 1 phone call and 1 email asking for me to call them - do details, no paperwork, no totals. Nothing else (i have previously explained this)

 

I can easily write to CCL and tell them of my new address. Thank you.

I cannot write to the client and tell them of my new address - I don't know any ref numbers or creditor details

I need to know what debt I have and with whom, so I can then contact the creditor and give them my new address (as you have advised relating to back door CCJ).

 

I have taken every effort to understand your process but it does not make sense. This is my first attempt at this, I apologise if I come across foolish.

 

 

[ChasedThroughLinkedIn]

Donation made - thank you