Honour Student loan - Thought i didn't Have to repay till aged 55

[Crumpet3000]

No, sometimes to Erudio or Honours. They stopped providing me with reminders/forms to defer years ago. 

 

 

[dx100uk]

wont be anything to do with erudio unless you only sent one form covering all loans regardless to who owns then now to slc direct?

[Crumpet3000]

Ok. For this loan I deferred to Honours yes. 

 

 

[dx100uk]

i'm pretty sure the crap about the deferment form that you sent Honours 17th april 2020 being the 'wrong form' as it showed the wrong gross monthly income is BS, so forget arrears due to that, i bet were you to contact SLC via the messaging system on your SLC log-in they'll state otherwise. 

 

as for the historic 10/11/17 - 9/12/18 arrears and supposed non deferment, i think thats a bit of a red herring too , somethings just don't add up here, the std deferment period for everyone with a student loan is april-april annually, so nov-dec, and as above feb! doesn't match how we know the system works.

 

there is nothing to stop you, as others have successfully done here, in sending a copy of the deferment form(s) you sent covering the 10/11/17 - 9/12/18 period that they've lost, as you have a copy in your filing system at home as you scan everything before you sent it didn't you... forms goto the SLC not honours.

[Crumpet3000]

Thanks for this DX. 

 

I've now just received a deferment form from SLC themselves (the first in many years). I wonder if this means that my loan has been sold back to SLC (or is that just wishful thinking?) Positive anyway! Thank-you for this. 

[dx100uk]

no SLC as said in many like threads here you need to go READ.....

can still manage deferment for whomever the gov't might have farmed things out too.

[Crumpet3000]

OIC, I really struggle to make sense of previous conversations/ threads. Because I don't have any legal/financial knowledge, it's difficult to work out what applies to me or not. 

[dx100uk]

you don't need any.

but reading slc threads will inform you.