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Acknowledgement of a debt


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Hey,

 

What is considered an Acknowledgement of debt.

 

I have a potential loan that is 7 years old and been in default for over 6 years with no prior communication, recently a DCA company contacted me and in the emails I haven't acknowledged the debt because I actually don't think it belongs to me so I ask them for data evidence. 

 

I have constantly told them that I don't know they are or what this debt is, I need some advice please.

 

Thanks,

 

Ford. 

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Send them our sb letter from the debt collection section of our library

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Can they not tell you what this debt is that they are constantly chasing?

How due you know it's not been acknowledged for 7 years if you don't know what the debt is they are chasing.

 

I would hold off sending anything until you are sure what the debt is and if it's yours.

 

Andy

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names names too please

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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5 hours ago, Andyorch said:

Can they not tell you what this debt is that they are constantly chasing?

How due you know it's not been acknowledged for 7 years if you don't know what the debt is they are chasing.

 

I would hold off sending anything until you are sure what the debt is and if it's yours.

 

Andy

They sent me some agreement that dates back 7 years ago, it seems loan name changed throughout years they bought the debt in 2016 and last payment on the account is 2013, they attempted to contact me in 2016 and now 4 years later they trying again/ 

 

 

Edited by SurferFord
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upload what they sent to one multipage PDF please

read our upload guide carefully please

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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WHO sent you this agreement and what was the agreement for?

Edited by Bazooka Boo

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Post 7

Please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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