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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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Cabot and Capquest - debt SB'd? *RESOLVED**


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Hi, 

Looking for a bit of advice here

 

last week I received a double letter in the same envelope - one from Cabot saying they've decided to place my account with Arrow Global and in the same envelope a letter from Arrow Global Capquest saying that Cabot have placed my account with them.

 

It says the Creditor name is Cabot Financial UK Limited, has an original account number and capquest account reference and it says that I owe nearly £6500!

 

I checked my credit file and can find no references to Cabot at all,

there isn't any CCJ'S listed for them

( I do have 2 CCJ's but for far lower amounts and I know who they are for)

 

I don't recognise the amount listed on the balance and I even went and checked my e-mails for any references to Cabot or the amount that is allegedly owed which also came up fruitless.

 

Seems odd to me that Cabot can be the creditor when they are also a Debt Collection agency.

 

Unfortunately, since then I'm getting several calls a day from Capquest (Which I haven't answered)

 

Any advice is greatly appreciated.

 

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so the Cabot group has sold a mystery debt to the Arrows Group.

 

any idea what it is?

no clues in the letters?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sadly no clue whatsoever,

No mention to any other companies and this is the first correspondence I've had from Cabot

 

Usually I would have expected the creditor to be the name of the original company not the debt collector that has sold it on as well.

 

 

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it a very old dodge they used to do years ago to hide what the original debt was really all about as its most probably very toxic.

as a prior debt buying group purchased the debt, then sold it, they are, in terms of the purchaser under the 'sale' the 'creditor'.

but yes not the OC.

 

what were the old debts you had with cabot?

you must know what they were..

 

unless you've ,moved around and never told anyone, hence the old CCJ'S...by the backdoor par chance? were they?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I've not had any debts with Cabot that I am aware of....

The two CCJs sadly are totally legitimate - I got the paperwork but didn't do anything about it being a bit of an idiot I didn't even defend them. I thought it wasn't real but it was.

 

The only other things on my credit file are payday loans which I'm paying back - I certainly haven't had a loan or credit card for over 6 grand. Which is why I find it odd this has turned up now unless it's from many years ago as I had issues about 20 years back but surely no-one would chase a debt after that long.

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send cabot our statute barred letter from the debt collection section of our library anyway

simply quote their ref number

be safe not sorry

 

dx

 

as for the PDL's

ever investigated irresponsible lending claims?

you might get interest removed etc etc

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

keep a log.

if they persist into the new year time to invoke conc.

 

as the letter states.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Crapquest did continue to call and send letters after I sent them the SB letter and I opted to give them one last chance and on the 3rd February I used their e-mail address and attached a scan of the SB letter.

This seemed to do the trick as this morning I got a letter from Arrow Global saying that the debt was indeed SB and I will not be hearing any more from them regarding this debt.

 

Thankyou everyone

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ruddy fleecers...

 

did you ever get the IRL complaint info from here?

 re the numerous PDL's?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

any joy on getting PDL's reduced or wiped?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Cabot and Capquest - debt SB'd? *RESOLVED**
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