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Cabot and Capquest - debt SB'd? *RESOLVED**


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Hi, 

Looking for a bit of advice here

 

last week I received a double letter in the same envelope - one from Cabot saying they've decided to place my account with Arrow Global and in the same envelope a letter from Arrow Global Capquest saying that Cabot have placed my account with them.

 

It says the Creditor name is Cabot Financial UK Limited, has an original account number and capquest account reference and it says that I owe nearly £6500!

 

I checked my credit file and can find no references to Cabot at all,

there isn't any CCJ'S listed for them

( I do have 2 CCJ's but for far lower amounts and I know who they are for)

 

I don't recognise the amount listed on the balance and I even went and checked my e-mails for any references to Cabot or the amount that is allegedly owed which also came up fruitless.

 

Seems odd to me that Cabot can be the creditor when they are also a Debt Collection agency.

 

Unfortunately, since then I'm getting several calls a day from Capquest (Which I haven't answered)

 

Any advice is greatly appreciated.

 

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so the Cabot group has sold a mystery debt to the Arrows Group.

 

any idea what it is?

no clues in the letters?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sadly no clue whatsoever,

No mention to any other companies and this is the first correspondence I've had from Cabot

 

Usually I would have expected the creditor to be the name of the original company not the debt collector that has sold it on as well.

 

 

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it a very old dodge they used to do years ago to hide what the original debt was really all about as its most probably very toxic.

as a prior debt buying group purchased the debt, then sold it, they are, in terms of the purchaser under the 'sale' the 'creditor'.

but yes not the OC.

 

what were the old debts you had with cabot?

you must know what they were..

 

unless you've ,moved around and never told anyone, hence the old CCJ'S...by the backdoor par chance? were they?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I've not had any debts with Cabot that I am aware of....

The two CCJs sadly are totally legitimate - I got the paperwork but didn't do anything about it being a bit of an idiot I didn't even defend them. I thought it wasn't real but it was.

 

The only other things on my credit file are payday loans which I'm paying back - I certainly haven't had a loan or credit card for over 6 grand. Which is why I find it odd this has turned up now unless it's from many years ago as I had issues about 20 years back but surely no-one would chase a debt after that long.

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send cabot our statute barred letter from the debt collection section of our library anyway

simply quote their ref number

be safe not sorry

 

dx

 

as for the PDL's

ever investigated irresponsible lending claims?

you might get interest removed etc etc

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

keep a log.

if they persist into the new year time to invoke conc.

 

as the letter states.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Crapquest did continue to call and send letters after I sent them the SB letter and I opted to give them one last chance and on the 3rd February I used their e-mail address and attached a scan of the SB letter.

This seemed to do the trick as this morning I got a letter from Arrow Global saying that the debt was indeed SB and I will not be hearing any more from them regarding this debt.

 

Thankyou everyone

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ruddy fleecers...

 

did you ever get the IRL complaint info from here?

 re the numerous PDL's?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

any joy on getting PDL's reduced or wiped?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Cabot and Capquest - debt SB'd? *RESOLVED**

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