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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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PPI CLAIM


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thank for your extremely informative and detailed 1st post on CAG.

PPI claims closed more than 12mts ago.

why has it take you till today to ask for help?

 

regardless to it being a PPI refund, a non cashed cheque can simply be re-issued by the Payee, all they have to do is check it never got cashed, nothing to do with PPI any PPI case now closed or otherwise

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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And to add, if you would like some help then you will you will have to tell us the whole story.

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This is explaining the post in more detail the post on a few hours ago. 

 

PPI claim was made last year.  The bank called a couple of weeks ago to state that they have noticed that I had not cashed the cheque sent and stated the amount of that cheque.  I made an independent call to the bank to confirm this was correct as there are a lot of scammers and was told that the cheque would be processed and sent.  A few days later received a confusing letter to say the case is closed as if a company was undertaking the claim for me. 

 

Can a bank get out of not reissuing the cheque if they state that one was already issued.  Is this a scam or is the banks way of not honouring the cheque.  Not sure that I can mention the bank but it is one of the four traditional main high street banks.

 

 

 

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Please will you tell us the name of the bank, and also the value of the claim.

It might be interesting to know a few more details about the PPI – to make sure that you haven't been shortchanged.

Did you make this claim directly – yourself? Or did you use some claim management company?

I think should start by sending an SAR to the bank. Do it today

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PPI Claim 1.    This is a response to ppi claim where the bank called regarding a cheque they issued was not cashed.  The question of the name of the bank.  It is Lloyds bank and the amount was just over £7000.

Please also note that the claim was made by me.

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I have a sense that you have attempted to upload some document – but it hasn't appeared.

If you want to upload something then it needs to be presented in a PDF format please – scanned, not a photographic image. Single file multipage.

Also, have you calculated that the PPI figure is correct? What does this relate to? When was the PPI paid? Have they correctly added the 8% per annum onto the amount of money that they took from you.

Also, I'm trying to understand. Are you saying that they sent you a cheque which you received that you didn't cash it in because you are worried about scammers? It's not entirely clear from your post

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