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Hoist/Cohen PAPLOC - ex newday card debt


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Hi,

 

Unfortunately I have received a letter of pre claim from Howard & Cohen / Hoist for a Barclaycard debt.

 

I defaulted on this card earlier this year due to my then lack of work and no income. It is not statute barred as it was taken out in 2019 online.

 

Hoist claim the debt was legally assigned to them on 170720.

 

Value of their intended claim is £979

 

Their letter is dated 26/11/20, envelope post mark is 03/12/20 and arrived 04/12/20.

 

It gives 30 days to comply with their forms or pay the debt.

 

Could someone give me a little advice re this please?

 

Thanks BSII

 

 

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pre claim? not a letter of claim under the pre action protocol?

 

scan it up to PDF please read upload carefully

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Hoist/Cohen ex barclaycard debt
  • dx100uk changed the title to Hoist/Cohen ex newday card debt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Hoist/Cohen PAPLOC - ex newday card debt
  • 1 month later...

the CCA request is not made under GDPR its made under the Consumer credit Act and even says so, as well as stating there is a fee.

but there we go hoist like arrows think they can then supply any ole copy and pasted tosh from their filing cabinet which is not a verified copy from the OC under the act.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yours is not the next move

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Its a case of the template response didn't quite fit your request but with the added bonus of throwing in a request to supply your Financial details. :becky:

 

.

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