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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Car Dispute


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I have recently bought a car that had a tampered Diesel Particulate Filter (DPF) making the car unroadworthy.

The seller is a private seller but I want to raise to the court that he has been selling multiple cars as a clear source of income. Making him a trade dealer.

 

I have recently gained his home and business address making small claims court an option.

I have messaged him giving him a chance to fully repair the car or to restore and repair it to make it legally road worthy.

 

I have proof of his trade dealings from facebook which also is connected to his business partners who have been advertising the cars as well.

I understand I will have less rights if the judge deems him not to be a trade dealer however him selling me an illegal car is a criminal offence meaning I have the right to end the contract agreed on facebook and am entitled to a full refund.

 

Under the selling of goods act section 13, it states that the car must match description.

On Facebook it stated 'Everything works perfectly' which in fact it does not.

 

He said the car had two previous owner and that the MOT was completed on the 09/11/20 when it fact it was done on the 10th.

Given all these legs to stand on is a small courts claim feasible? 

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Welcome to the forum – and I'm sure we can help you.

However, you have posted your story in a solid block of text and it makes it very difficult for people to read and it discourages them from helping you.

Please will you repost your story – spaced and punctuated please so that it is easier for everyone to deal with.

Thanks

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post spaced

thread moved to vehicle retailers forum.

 

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes, a small claim is absolutely feasible.

You need to make sure that you've got evidence of the tampering and also so that a judge can understand it, I think you need to get a little bit of very simple documentation about what this is and how the tampering works and what it achieves.

Secondly, you need to accumulate a good file of evidence showing this person's trading activities and the fact that they are posing as a private seller when in fact they are in business.

In terms of any contract, if the car is unroadworthy then it is in breach of contract.

You don't give us any information about what the car is, when you bought it, or how much you paid. Please could you give us the information.

Also, who are you dealing with? Don't be shy about putting this up on the forum. There is no disadvantage to you.

Finally, you're talking about the wrong act of Parliament. The sale of goods act has been superseded by the consumer rights act 2015

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Additionally, although on the basis of what you say, if you bring a claim against them then your chances of success are much better than 95% – the problem will be, as ever, the problem of enforcement.

If this person all these people are serious about ripping people off and avoiding their consumer obligations, then you can be sure that they will be quite good at avoiding the enforcement of judgements. This needs to be very seriously thought about before you start investing money on bringing a claim which will be successful but won't bring you any return

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The car is a Vauxhall Astra 2011 1.3 Diesel. I bought it for £1285. I’m going to get an AA check in the car to evaluate it’s damage with a report.
 

This person has a business address and a home address which I have both found.

 

Attached to the business address is a name which he is friends with on Facebook who is advertising the same cars and the same goes for his wife too.

 

I have the home address’ of all names attached to the business so I’m not sure running is an option for him or his associates. 

 

I won’t be releasing his name but I can say he is based in Newham, East London.

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I don't think that you have told us when you bought the car. However, you have referred to a conversation in which they apparently told you that the MOT had been carried out on 11 November so that suggests to me that you bought it after that date.

Although it seems as if you are dealing with quite a dodgy crowd, you may as well go through the paces of asserting your proper rights. Because you have discovered this issue within the first 30 days – you can add to the strength of your position by sending them a letter asserting a right to reject the vehicle under the consumer rights act.

If a car manifests a defect within the first 30 days then you are entitled to reject it out of hand with no chance of repair but you must assert your right in writing.

Send them a letter immediately – recorded delivery – informing them that you are rejecting the vehicle and telling them on what grounds and say that you are asserting your rights under the consumer rights act.

It won't make a whole lot of difference, but later on if you find yourself having to take court action, then it will all help.

Please let us know when you have had the AA check.

Meanwhile, I suggest that you contact me at our admin email address and let me know the identity of the garage and any other identity clues that you have unearthed. It may enable us to give you additional help

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  • 2 weeks later...

I think you will find that the AA/RAC vehicle reports clearly state on them 'not to be used as a legal defence' or something similar.

 

There are forensic engineers who specifically examine vehicles for the purpose you describe and produce a report that is suitable for court use, this can be prohibitable regarding cost. TBH courts/judges seem ok with reports/inspections carried out by most well established garages and if they are a VOSA approved MOT station then that helps.

 

Obviously if your Uncle Baz produces something scrawled on the back of an old ECP invoice that won't help. A typed, dated and signed report on letter headed paper will suffice.

Edited by phil40000
correction
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It doesn't matter what disclaimers the reports have on them. They are all useful

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so you are suggesting that it is prudent to submit a document, that could later be used in a legal/court case, which clearly states that it is non admissible in such circumstances.

 

Surely that is akin to buying a life jacket which clearly states that it is not designed for water survival!

 

can I ask if you have been present in a small claims court when a case has been brought against a motor trader?

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I would expect it could be argued that selling a life jacket which is not designed for water survival could fail any reasonable test for mis-selling and should aptly have the name of the item changed to something more suitable.

 

In any case I propose the best way to obtain an independent report if you are in any doubt as to the reports you are already in receipt of is to take the vehicle to a reputable garage and request a quote for the work including details as to why the work needs to be carried out.

 

If a garage is apprehensive to do this then offer to write the report and request that they sign it, confirming its validity.

 

A garage shouldn't take issue with this as they would no doubt hope to win your business as a result of their helpfulness.

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got it yet?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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