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Hello Everyone,

 

Another one that has received exactly the same PAP as the others. I have responded as below but I have not included a CCA as it doesn't advise this on UAE debts.

 

Response as below;

 

Ticked Box D and stated I don't recognise the debt and I have yet to receive any paperwork to the contrary.

Ticked Box G advising that i am seeking legal advise in regards to the letter from Moriarty.

Ticked Box I and requested all the documents as advised in the sticky.

 

I plan to post this today.

 

 

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not sure g is a good idea ..

see post 5 

here

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you. I have removed the the tick in item g.

 

I will post more once I have uploaded the redacted documents and will ensure I track this to conclusion.

 

 

 

This is a follow on from a local UAE DCA that regularly contacted different people in my company (anyone they could find) and they also threatened me with interpol.

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usual rubbish then

makes you wonder really in a way...….

 

they use every illegal in the uk trick in the book to harass and embarrass someone into payment ...

then want to use our legal system to try it on as well...

 

oxymoron syndrome...

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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shouldn't need one.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

 

So after reading information on other threads I have a couple of points;

 

Action so far

 

1. I have ignored CWD for more than 18 months and nothing has happened

2. I have ignored IRDW or whatever they are called and nothing has happened

3. I have responded to Moriarty to see what they come back with due to them issuing a LOC / PAP

 

I would also be interested in;

 

1. I am being chased by a number of banks that actually advised me to sign the form and they would complete it as the debts I had would stop me from getting the credit. I was desperate and I was trying to find a way out and no documents provided are in my writing.

 

2. If need be I would like to find a lawyer as I have family members that would like to support me in fighting this.

 

3. A few DCA's and one that previously operated on behalf of ADCB emailed every email they could find for people in my company.

 

Lets see how my PAP response goes and I will be back after that!!

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I certainly would not waste money on a solicitor.

 

there are not any that specialise in these UAE that actually really do know what they are doing

and those that claim they do, are typically already outed on the interweb as being in bed with these creditors.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I would potentially be willing to work with the banks that I owe money to however so far the conversations have gone like this;

 

1. They will involve interpol

2. They have contacted my colleagues

3. They have rejected offers for being too low - all I could afford

4. They have told me to pay the amount I have offered but they wouldn't stop the interest therefore never allowing this to be paid.

 

One debt so far has increased by approximately 588%

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As they do

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Here is the letter (PAP) I received.

 

In addition to this I received a 'final demand before proceedings' shortly after I received the PAP and well within the 30 days I had to respond.

 

My response to the PAP as per advice from here is further up this thread. 

04092019, 1607 Office Lens.pdf

 

and final demand

04092019, ML Final Demand.pdf

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lots of pointless waffle and begging going on there reading between the lines me thinks...………………………...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Don't you just love that phrase suspending collection for now "  :wink:

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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  • 2 months later...

and?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...
On ‎09‎/‎12‎/‎2019 at 02:50, dx100uk said:

and?

 

Sorry about the delay on this, I have been very busy.

 

I have received no further response from them.

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thank you

once replied too, it's what we normally see.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On 19/09/2019 at 07:23, ExDubai said:

Response saying it is referred to their client and they are suspending collection for now.

You got a letter saying 'suspending collection'? I didn't get any reply at all to mine - still not heard anything.

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  • 2 months later...
  • Andyorch changed the title to Moriarty Law - ADBC

Topics merged.....please do not start new topics on the same issue.

 

So what does this letter state ?  It would be helpful if you could redact and upload.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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I've converted your file to PDF so only registered Caggers can see it - best to keep the opposition guessing.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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