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    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
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Got caught a fake 16 plus oyster card


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Hi everyone!

I hope everyone is doing well.
I really need a help for what I have done and I regret. I’m sorry my English isn’t that great but I hope you can help and I really appreciate it. 

Here my problem.
1 - I got caught while I was using a fake 16plus Oyster card while I was on my way to the shopping. The reason I bought it because I was struggling, family issues, I got robbed by gang and took my new bike which I bought the day before.

2 - when I saw the inspector I started panicking and the inspector asked my address, name and date of birth. I gave everything right except my date of birth was wrong. I’m no longer live in the preview address now. I’m no longer living the same address due to the rent was expensive and I can’t afford. I’m currently living with my friends for about a year now.

Please help me if you can.

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Thank you for your answer.
I have no idea what’s going around me and I think too much about this situation.

I’m just a guy who wants to live normal and never had like this issues before.

I’m very stressed out.

 

I don’t know how to contact TfL.

I’m willing to apologise them and let them do whatever they want from except criminal records.

I don’t have no family or anyone can help.

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My income was low and I saw a guy who selling 16 plus oyster car for a £50, the I bought it.

I though I could save some money for my travelling.

The guy put fake details like my age but genuine picture of me.

 

When I got by inspector asked me what’s my age and I was very nervous and I told a fake date of birth.

 

After 3 month I received letter saying that I have to attend to the court.

I know I’m very guilty and I wish I have never done this and I’m deeply sorry.

And the house I was living it was sharing with other people.

 

The inspector says that guy in the picture looked like me!

he didn’t think that was me because that picture my hair was short compared the time he caught me.

 

I no longer live there due to expensive rent.

I’m always willing to improve my life become a better man.

I don’t no family here and I’m stuck.

 

It has been a year now since that I still think of it ,

i had a rough month.

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so what letters have you had or got to date?

and did these go to the old address or where you reside now?

 

can you scan up to all the letters you have received in regard to this to one multipage PDF.

read our upload guide carefully.

 

have you replied at all to TfL since the incident?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I had received a couple of letters first one was about why did I use someone’s else, even tho it was actually me but the picture on the oyster was when my hair was short but inspector wrote that the owner of the oyster looked like the guy I caught. 
 

Then I emailed thro but they said they will invistegate. 
 

They send letters to my old address wich I no longer live there and it’s been a year now. But still I have communication with the other people who live there.

 

I’ll scan and send you. Is it okay if I send tomorrow because I don’t a scanner at home? 

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so you got the original letter asking for your side of the story and replied by email.

post up what you said in your reply by email please and their reply.

 

you later got a letter stating this will be heard by the simple justice proceedure at xyz court on xyz date but still inviting you comment or plea?

 

how many time and how many days did you use this for and WHAT EXCATLY (the bit in black) on the letter from the SJP court have you been charged with..??

 

one specific event on xyz date ,...with other uses being by tickboxes to be taken into consideration and wiped if you agree?

 

what DATE is the court hearing?

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have seen all of these on the letter sent by TfL except this “one specific event on xyz date ,...with other uses being by tickboxes to be taken into consideration and wiped if you agree?”.

 

1 - I have been asked to plead guilty and pay around £370 but not attend to the court but still the court will decide.
 

2 - Not plead guilty bring evidence to the court.

 

3 - Plead guilty and must attend to the court. 
 

I emailed back asking them for forgiveness before but they said they will investigate.

 

then I decided to attend to the court then COVID-19 has happened. The sent me a letter which they have changed the court date, this happen 3 times. 
 

on the 25 was the date but I completely thought the date was on the 27th. 
 

im willing to pay even tho I’m very struggling at moment but I’m very scared and my current situation was bad I got robbed by gang who had knife even I reported, I can’t focus on my studies and I’m feeling like shuttered.


I don’t know what to do next. 

 

 

 

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sorry so you were due in court 2 days ago?

 

5 minutes ago, Atipu said:

on the 25 was the date but I completely thought the date was on the 27th. 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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opps too late now then.

 

have you had the judgement through from the court yet?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I’m thinking of calling them and asking if they can reschedule the court again.

I’m just a desperate person and I don’t have anyone.

But I really appreciate you for you time. 

 

My previous letter says if I miss the first one I still have last 10 more days

 

I’m not sure

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I’m trying to post the images 

 

If there any other way I can share with you the images? For some reason which I don’t know I can’t even post here.

 

 

 

This is the first letter I received it.

 

This is latest 

 

docs1.pdf

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Thank you for the letters.

 

The second one shows you should have been in court two days ago and that they said they could decide the case in your absence if you weren't there.

 

Please wait for dx to comment but I think you need to wait for the letter from the court now. Do they have the right address for you?

 

HB

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Illegitimi non carborundum

 

 

 

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I’m living with my friends now and looking a job.

The only address I can give them is the one reside now but how would I communicate with TfL.

I’m really shaking now and not how should I not think about this situation.

 

My previews house mates used to tell me if I received letters when they used to live there but there are no longer reside there.

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so all in all you failed to reply to all the court letters?

and you got them all well in time to do so?

and the last thing you did was write to TfL before you ever got the court letters?

 

if i were to sum this up....

you have got off extremely lightly here!!

 

you knowingly bought a fake 16+ card on the black market and fraudulently used it some 128 times to travel for free at the expense of the public purse.

 

 if we were to break that down into its best possible picture...

that means for 25 WEEKS (almost 6mts) you fraudulently used it to travel backwards and forwards to wherever ...5 days a week.

 

you got off VERY lightly!!

 

we have seen people fined £1500+ for less usage of a fake card.

you were very very lucky not too be charged with the more serious offence of multiple fraud.

 

sorry but i don't think you have anywhere to go with this and doing anything bar arranging payment ASAP once you get the judgement letter , will result in a far greater punishment.

 

you should have come here months and months ago then we might have been able to have helped,

and p'haps gotten an out of court settlement but it would have been the same sum i expect.

 

but if i were to again be totally honest here

had you come here and asked for help..and the result was £370 fine , i would view that as a good win for us too.

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Your supports mean to me a lot.

 

What I have realised is money can’t buy happens and I have made a mistake which I have never done it before.

I don’t save that much money and looking a job at the moment.

 

As long they can send a letter to where I can collect it then I don’t mind but I’ll call them tomorrow.

 

you have been supportive and May Gold help you too. Thank you 🙏🏽 

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twill be monday now 

the courts are closed.

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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