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Lantern chasing old Safety Net Credit loan


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Lantern keep sending me letters about a old PDL from Safetynetcredit i took out around 2016 and never paid.

i sent a CCA request and a few days got a letter from them which states " please see enclosed a constituted agreement" ..

which has nothing on it not even any signatures just some dates from 2016.

 

im obv ignoring them until a LOC but my guess is they don't have the original agreement but if they took this to court would the constituted agreement hold up if they took me to court?

 

cheers

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dunno till we see all the return scanned to one multipage pdf

read upload carefully.

 

did you have lots of loans at that time and your credit file was shot with defaults?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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looks to have everything it should

it was an online sign up so wont have a sign just your printed name at the time you applied for it

though they should also retain the IP address used.

 

so a couple of years left till SB.

i wonder why safety net sold the debt, did you just totally ignore them and remove all chance of them getting their CPA?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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until or unless you get a letter of claim.

no they don't have to send an original as its post apr 2007 electronic sign up changes to the CCA.

what they have sent, bar no IP address? looks enforceable to me.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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