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LOWELL and pending CCJ


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Hello,

my daughter had a County Court claim against her through Lowell.

She completed the form in good time and I posted it, purchasing a signed for label.

 

She received a letter back from them today saying she hadn't responded in time.

When I checked the signature it was two days late.

 

The letter says 'if you do not respond to the County Court Claim within time or contact us to resolve this matter by 25/11 we will ask the Court to enter a CCJ against you' 

 

Their form was delivered/signed for on the 16th.

It was posted on the 9th first class.

 

They should have received it by (Saturday) the 14th.

 

The letter was dated Sunday the 15th. 

 

Can we class 'contact' as the form they should have received in good time or do we still need to speak to them? 

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who did she post the form too?

 

and WHAT form did she fill out?

 

and why didn't she use the MCOL website?

 

please complete this:

 

https://www.consumeractiongroup.co.uk/topic/357877-you-have-received-a-court-claim-issued-in-england-wales-what-you-need-to-do/

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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She posted the form to Lowell in Leeds as advised on the form. She was told not to send it to the court. I bought online, signed for postage. The letter was delivered and signed for in Northampton. She didn't use MCOL because it said if you needed time to pay you needed to fill in the form. 

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oppss!

why did you act without coming here 1st..:frusty:

you've been here long enough.

 

you should NEVER EVER follow a LYING DCA's advice

done on purpose so she loses the claim.

 

so she admitted the claim then if she said she wanted time to pay...BAD move!!

 

what date is top right on the claimform please

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Unfortunately, she had avoided opening the letter. She has mental health problems and terrible money issues. I thought I'd help her out within time but it would appear it missed the deadline somehow. The date was 27th October.

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poss not all lost yet then..

did you have the claimform?

try the MCOL portal 

you might still be able to do AOS.

 

pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
.
 register as an individual on the Gov't Gateway Site
 note down your details inc the long gateway number given, you might need it later.
 then log in to the MCOL Website
.
 select respond to a claim and select the start AOS box.
.
 then using the details required from the claimform
.
 defend all
 leave jurisdiction unticked
 you DO NOT file a defence at this time
[BUT you MUST file a defence regardless by day 33 ]
click thru to the end
confirm and exit MCOL.
..
 

 

go try now

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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