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Cabot/Nolans SPC Claim - Old JDW Cat Debt-


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god no!!

 

send the CCA request today.

 

a notice of assignment and a figure owed is not enough to prove you owe the debt.

 

did you not send the IA either demanding documentation be revealled?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I sent a letter of intimation basically saying I still dispute the debt as no evidence has been produced and that even after being asked by the court, Nolan's couldn't produce anything this wasting everbodies time.. tomorrow morning will I say the evidence they have isn't enough to prove the debt? I'll post what they have given as soon as I get home. 

 

Sorry for last minute rush, so much going on just now it's unreal, but I do appreciate your time and help

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No Signed consumer credit agreement

no Default Notice under section 87 of the consumer credit act

 

both of which are FATAL to enforcing any debt regulated by the CCA 

 

readme carefully

PRA/Brodies SPC Claimform - old LLoydsTsb Credit Card Debt ***Claim Dismissed*** - Page 5 - Scotland Financial Legal Issues - Consumer Action Group

 

filed claim 2nd nov claiming they had all the paperwork

requested by you  - all paperwork in your response xxx date

ordered by the sheriff dated.....

IA issued again by you dated .....

still NOTHING.

 

make sure you demand the sheriff not only dismisses nolans SPECULATIVE CLAIM (you always use those words not just a court claim) each time ) he also issues an absolvitor and your costs too

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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OK, i'm just home now, haven't been able to get a CCA request off today due to working, but here is everything that Nolans has posted on civil online.

 

The evidence delay letter was posted last week i think, and the others were posted up yesterday and I only noticed them today

cabot state.pdf Evidence delay.pdf assignation.pdf

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4 hours ago, dx100uk said:

filed claim 2nd nov claiming they had all the paperwork

Notice of delay... ref to the above and ram home it clearly states on the original claimform dated 2 nd nov they HAD the agreement..liars!!!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They didnt claim to have all the paperwork did they, they referenced critical dates but didn't list any documents they might have? Or is it in their wording?

 

Is that my argument right there?

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On 17/11/2020 at 21:12, Li4m79 said:

What Documents are listed in Box E2: No Documents Listed

 

yes p'haps nolans are learning then..sorry.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Can I still demand a signed agreement or do you think the judge will think the notice of assignation and statement is enough to prove the debt? I'm annoyed that they had to provide proof 21 days ago and only provided it the other day, but I'm guessing it's not legally binding and only advisory?

 

I guess all I can do is buy time?

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9 hours ago, dx100uk said:

No Signed consumer credit agreement

no Default Notice under section 87 of the consumer credit act

 

both of which are FATAL to enforcing any debt regulated by the CCA 

 

readme carefully

PRA/Brodies SPC Claimform - old LLoydsTsb Credit Card Debt ***Claim Dismissed*** - Page 5 - Scotland Financial Legal Issues - Consumer Action Group

 

filed claim 2nd nov claiming they had all the paperwork

 

they've had since issuance of the claim...

requested by you  - all paperwork in your response xxx date

ordered by the sheriff dated.....

IA issued again by you dated .....

still NOTHING.

 

make sure you demand the sheriff not only dismisses nolans SPECULATIVE CLAIM (you always use those words not just a court claim) each time ) he also issues an absolvitor and your costs too

 

 

 

as above 

you are in a VERY VERY strong position.

what they have provided so far is useless to their claim

 

you really must get reading the threads i pointed too and ANY nolan threads here

use the search top right

you don't appear to grasp how important a signed CCa is nor a default notice are to enforcement under the CCA ...they CANNOT.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On so just had case meeting, went ok, but could have been much better, judge has given an 8week extension for Nolans to produce the paperwork.   I said they were meant to produce this 21 days ago, but the judge said he understood that and this is a final continuation.  I personally feel 8 weeks is too long but nothing I can do I guess😪

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await the fake copy and paste paperwork from cabots filing cabinet that is ofcourse not the original from the original creditor , bet it will be the european rubbish they send.

 

have a look in a few recent CAT claimform threads 

use our search top right

 

the hearing is in 8 weeks, or that is their deadline for disclosure? then a new date will be given?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you mean he will dismiss the case or you bought up about killing it dead by issuing an absolvitor?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Judge wasn't entertaining anything, Nolan's said they never received my letter of intimation which is emailed to them, but it wasn't like the sent me the stuff they had. 

 

Can I leave it a couple weeks then ask the judge to drop everything? Or will I just wait it out?

 

I never got to mention an absolvitor, I pretty much got shut down after I kicked off that they had not produced the paperwork 21 days ago when they were meant too 

Edited by Li4m79
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ok let it run 

see if they comply.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if you read other SPC threads they've had 6mts before now...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well fingers crossed 🤞.then, I was surprised they posted a letter of assignation tbh, but guess I'll just have to wait and see

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they've produced a copy of a statement amounting to the figure claimed for AND a copy of the CCA but it isn't signed... Not sure if that's admissible or not due to it being online, it does have my account number and address on, but the customer signature and date section is blank.  They posted this up online the day after the case meeting....

 

Is it game over?

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doubt it

scan it all up to one multipage PDF please

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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bogroll

 

The Electronic Communications Act 2000 with regards to wet signatures and the requirement of a tick box to validate the application. Docs are devoid of any tick box or any authenticity of IP address conformation check. Therefore the claimant remains in default of my section 78 request and pursuant to section 78  6 a of the CCA1974  the claimant is not entitled, while the default continues, to enforce the agreement.are

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So they have to basically provide full proof that I checked a box in agreement to validate that CCA? And at the minute it's basically just a piece of paper with my name and (old} address on it?

 

Is it worth putting in another IA a little nearer the time demanding this again? Stating that? Giving them enough time to legally comply, but not too much time?

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well you see the thing is

that document could have come from anywhere

here on CAG

their filing cabinet

then all they do it type your details in....no they wouldn't do that would they....:pound:

 

its supposed to come from the original creditor, and a correct return typically does have a tick box with your typed name by it

and the IP address used and the time of it etc etc.

 

sadly cabot are masters and have alot of filing cabinets.....

lots of claimform threads here on cat debts

 

is the address the correct one for time of sign up?

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The original pdf did bring up txt boxes where my details were, it wasn't as if it was a photocopied document with my details embedded and I do find it awfully convenient it appeared the very next day after the case meeting.

 

The address was the same as it should have been, but ive only recently moved, this case was already in motion during my move.

 

Can I then just argue the authenticity of the CCA  at the next meeting? Explain that when put into a editor my personal details and only them pop up as carefully placed text boxes whereas the rest of the form looks photocopied??

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