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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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CLI Chasing Jamaica National Small Business Loan debt


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How to I prevent this?

 

"Our Client has now instructed us to proceed through the Courts in order to collect the above debt. Hopefully you will seize this final opportunity to settle the matter amicably to prevent the issuing of a Clain in the County Court and the addititional Court fees and lLgal costs that this would generate."

 

1) I have not received a default notice from the alleged creditor within 6 years.

 

2) So far I have not received any Notice of assignment or Deed or assignment from CLI.

 

3) There is also no evidence tying me to any communication with the alleged creditor in the 6 year limitation period which is also the case in Jamaica. Any such communication they trump up I can flatly deny.

 

I3) How can they take me to court for an international debt when they do not own the debt?

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Is that the third or fourth last chance ?   Have they sent you a Pre Action Protocol pack yet ?

We could do with some help from you.

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I have received fom following from them:

 

1) a Formal debt recovery notification

2)A Final Reminder

3) A notice of personal visit

 

 and now this... no PAP. All within 2 months.

 

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Well until a PAP arrives...which will allow another 30 days before litigation can be commenced......stop worrying.

We could do with some help from you.

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Sorry I dont follow....in respect to what ?

We could do with some help from you.

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What is the logic for doing this? Let us assume the PAP arrives. Now it is at the court level. I will still have to do something at this time with 30 days till litigation.

 

I would rather have a plan before then, by considering my options now. I do not want to have to "cross that bridge when I get there". I want to consider from now, being proactive vs. reactionary.

 

I other words, assume that I did get a PAP, what do I do?

 

Considering the three points I made in my most recent followup post today, what can I do?

 

Please help

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they need mugs to fund their xmas staff party drinks bill with free money.

 

i could instruct my dog to sit

if it does is a totally different matter.

 

we will jump

we are going to jump

we really will

we really really will.

oh but we can't we don't own the debt...damn!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The receipt of a PAP is an indication that they mean business...but not necessarily litigation....so if you do get one then you can request all the documents required and you will see if they can comply.

 

You state the debt is statute barred anyway so I really cant see why you need to be proactive..

 

Their letter of threats simply expect you to jump and panic.....and pay.....so they dont have to to justify disclose and prove their claim.

We could do with some help from you.

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The thing is that I I suspect that any alleged debt I may have with them would be statute barred already, or (more importantly) will be statute bared in March-April of next year. I have some doubt on this since the years on any alleged debt are abit blurry, and I do not know for certain.

 

Can any actions be delayed?

Edited by syphont
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Well you will be able to establish all the details if and when a PAP is utilised and if they can comply...then if they issue a court claim you will have all the details to prepare a defence to the claim......but as of now its all... ifs... buts.... and maybes.

 

So not point worrying. 

We could do with some help from you.

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What sorts of things will they have to provide with the PAP that would show they can comply and the PAP is valid?

 

Should I not have to have been sent the following by now?

 

1) Notice of Assignment

2) Deed of Assignment

3) Default Notice

 

I have none of these things. or can they legally back-date and send these things after the PAP?

 

Also, what are the chances that they ase attempting to get a backdoor CCJ, as I have not communicated with CLI at all, and they may have no evidence that I have gotten the letters? All CLI correspondence was by 2nd class unsigned for mail;

Edited by syphont
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Whatever you request.....agreement statement of account default notice notice of assignment.

 

Debt collectors do not have to disclose anything until a claim has been issued...thats why you ignore.....might as well be a stranger knocking at your door asking for 4K...and they need not prove a thing.

We could do with some help from you.

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whatever you demand on the PAP reply form..

but that wouldn't come from a dca anyway, but a solicitor. who's client is the debt owner,

to date the cli letters say our client...who is....

 

go enjoy you life and stop worrying about 

 

was this latest comms by email or text - a free way to scare mugs...both of which you should be ignoring, blocking, bouncing and reporting as spam...

 

The Pre-Action Protocol for Debt Claims is made by the Master of the Rolls as Head of Civil Justice. 1st Oct 2017 - Legal - Consumer Action Group

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nope as above..

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The communication was by 2nd class mail. Could they be attempting for a backdoor CCJ?

 

Based on previous response, are you saying that if this were legit, communications should be through a solicitor?

 

Also, The link you provided states it only applies to England and Wales. The debt is international., so does nay of this appli?

 

Furthermore, could they not be using one of their internal solicitors?

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How can they get a back door CCJ when they are writing to your correct address ?  They dont need a solicitor yet until they send a PAP...they are hoping you are panicking which you are ...ready to poop your pants and pay.....why go to the cost of solicitors and court claims when they know you will give in ?

We could do with some help from you.

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OK. The thing is, if I do get a PAP next month, and I am correct in thinking that the alleged debt which would normally be statute barrred in april next year would no longer be since action was taken before expiry in april?

 

Could this not be the reason why they are pushing it now?

Edited by syphont
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Again.... all ....ifs but and maybe.....until/if the PAP arrives we are worrying about something we have no control of or the reason to why they are pushing now.

 

Yes if a court claim is issued before March 2021 then that would stop the limitations clock....assuming you are correct about March 2021.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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you have already been told emails do not count.

send our sb letter,

can we please stop going round and round in circles for over 6 weeks now..?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Please do not think I am trying to be a pain. I do appreciate the help you have provided. However, when I research, I come up with statements similar to this:

 

The admission in writing has to be accompanied with a signature, arguably an email with a digital signature could be sufficient acknowledgment. A digital signature could be interpreted as your name typed at the end of a letter.

 

It would really help if you could provide some concrete legislation or precedence that proves emails cannot be used to reset statute of limitations.

 

Could you please?

Edited by syphont
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Have you sent an email with a digital signature ?

We could do with some help from you.

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On the record, I deny having sent any email with a digital signature. Any email sent to an alleged creditor that they may have obtained could not have come from me. I would therefore request that they provide hard evidence that any and all signed communications or emails made within the statute of limitations that they may have, originated with me.

 

My assumption would be that a fake email might have been used to make it appear that I sent them communication.

 

Off the record, not sure if I did. It was a long time ago.

 

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