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By SallyCinnamon · Posted
Hi, I've been looking at this Fact Sheet, and it suggests that I should file a N244 as well as an N245, please could someone advise on this? "If the HCEO issues a notice and you cannot afford to pay all the money, try to make an arrangement to pay by instalments. If you cannot come to an agreement with the HCEO, make an application for a ‘stay of execution’ on a court form called an N244. This application should be made to the court that issued the writ of control. You will have to pay a fee to make the application. Explain that you are requesting a stay of execution, with an offer of payment. This could be by instalments or a lump-sum payment of the whole amount by a certain date." As the deadline the HCEO gave is next week I'm thinking this may be needed, noted that it has to go to the court that issued the order rather than my local county court. After explaining how to fill out the N244, it then says: "As well as applying for a stay of execution in the High Court, you should also apply to the County Court to vary the terms of the original county court judgment. You should ask the County Court to make an instalment order for the same amount and payment dates as you have requested in the stay of execution application. If the County Court accepts your application, and you keep to the payments, this will stop the creditor from taking most other types of action to enforce the judgment. See our Varying a CCJ fact sheet for more information." Advice welcome as always. -
By Giraphen88 · Posted
Ah. It must have missed it when copying. My complaint letter was sent on 20.05.2022 and Parcel2go replied on 23.05.2022. -
Very interesting, thank you. So for anyone in this situation, look at putting any assets into joint names before the vultures attempt a snack!
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Hello all I received warning letter from TFL because I use freedom oyster card by mistake. TFL mentioned in the email "I have taken into consideration all the facts of this case and the public interest and have decided on this occasion, and without creating a precedent, to dispose of this matter by means of a warning. Although this warning is not a criminal conviction Transport for London will retain a record and it will be taken into account in any decision to bring a criminal prosecution against you, should you be reported for a similar offence within the next 12 months." Does this warning letter affect my citizenship application? Does any one had the same letter and affect citizenship application or not??
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By Lorraine856 · Posted
Hi DX, Thank you for your comments and I understand where you're coming from. Not all my debts were from loans and borrowings. I got a ccj from Calor Gas because I couldn't pay my heating bill and got behind with payments. Another was from overpaid Council Tax. Another was from a bank for an overdraft I couldn't pay. I was in a real mess. I lost my job, was made homeless and ended up living in a caravan, and my mental health was poor. With the help of a good friend who gave me somewhere to live, I managed to get a job, get better and getting clear of debt gave me back myself respect. I have read some of your posts and I respect your opinions and you clearly have a lot of experience of dealing with this stuff. I just want to stay clear of the trouble I was in before. Thank you for your input and help. I do appreciate it.
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