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    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
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Cabot/Mortimer claimform - old Zopa Loan Debt ***Claim Discontinued***


kjw327
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well they can't litigate twice...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They can DX......a claim that has been discontinued has never been adjudged...so they simply request permission to re issue given that a defence was submitted.

 

Discontinuance and subsequent proceedings

38.7  A claimant who discontinues a claim needs the permission of the court to make another claim against the same defendant if –

(a) he discontinued the claim after the defendant filed a defence; and

(b) the other claim arises out of facts which are the same or substantially the same as those relating to the discontinued claim.

 

Dont worry about the N279.....there not known with complying with court procedures....and oyu have seen it on MCOL that it has ben discontinued.

 

Andy

We could do with some help from you.

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Actually they dont even need permission as the defence was not submitted in this instance.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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All noted, and thank you.

 

What should I do next?  Especially as they have again sent to the incorrect address despite acknowledging my letter.   I am thinking that if I email them to highlight the address issue and then wait and see? 

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I would scan redact and upload the documents sent..so you have them here safe in your topic.....file everything away and forget about it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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As advised - here are the documents received minus the I& Form.

 

Pages 1-6 are a copy of the 'Original Agreement'.

Pages 7-8 are a copy of the 'Notice of Arrears'.

Pages 9-10 are a copy of demand for payment with an accompanying statement.

 

Edit to add - A list of lenders is an Annex to the 'Original Agreement' but omitted from here due to being a long list of ID's.

 

 

20201127-CPR Docs Reply-CAG.compressed.pdf

Edited by kjw327
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  • 2 weeks later...

Update - this reply from Cabot in relation to the CCA request arrived today.  I understand that this is their standard response.  Interesting that they advise that they do not have a CCA yet MC tried to pass off the previously posted documents as CCA.

 

Irritating that they sent the reply to my request to my old address despite my updating them.  Is there anything I can do about this?

20201209-CCA Reply-CAG.pdf

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probably done on purpose to get you to respond dont!
 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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