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Backdoor Arrows/Dryden CCJ + old Warrant - old Nationwide Credit Card Debt - prob already SB'd at Claim Date


rnfrds10
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so this is what i am going to send


I refer to your letter regarding dated 20th January 2021 stating that the debt wasn’t statute barred on the basis that a payment (not made by me) in August 2012 towards this debt.   I believe that the debt was statute barred before any payment was made and if payments were made the debt still doesn’t become un statute barred.

 

I kept it short, so the onus is on them to prove otherwise.  

 

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On 09/02/2021 at 18:34, dx100uk said:

Via Payplan

 

DX

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hey hello, so as a reminder this is what I sent added in the (via Payplan bit):

 

"I refer to your letter regarding dated 20th January 2021 stating that the debt wasn’t statute barred on the basis that payment was made via payplan in August 2012 towards this debt.   I believe that the debt was statute barred before any payment was made and if payments were made to the debt it still doesn’t unbar a statute barred debt.


I will await your response."
 

This is the letter dated 25 Feb they sent back which I just received, I didn't scan as its only a couple of lines and quick this way:

 

"We refer to our previous correspondence and note that we have not received your completed financial statement.  

It is in your interest to provide us with enough information to accurately assess your circumstances, therefore if you have difficulty completing the form, please contact us on xxxx at your earliest convenience or seek independent advice from one of the organization listed overleaf."

 

I just checked if the letter I sent and it was received and signed for on 17/02.   Wonder if its a good sign, that unlike all the other letters I have received from them this doesn't have some sort of threat of action in a certain time frame. 

 

Cheers 

 

 

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Prob just a std automatically generated letter.

Not in response to you last reply

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

yes i seems you are not the only one drydens are delaying things over.

 

Backdoor Erudio CCJ - old Student Loans - Page 3 - Financial Legal Issues - Consumer Action Group

see post 70...

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

then time to launch your court claim.

this thread is a few stage ahead of you so perfect to copy.

 

Backdoor Erudio CCJ - old Student Loans - Page 5 - Financial Legal Issues - Consumer Action Group

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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