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Lowell Claimform - Old Vanquis Card Debt - poss SB, - now N244 for SJ


gd47
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looks like lowell applied for a set aside back in may and that has been granted

did you not get notice of this then?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Applied for the stay to be lifted and proceed to allocation.......they state  their DQ was returned in Dec 2020 but never received by the court.... simply complete the n180 and file and serve by the date notified....assuming they have sent you a blank DQ with dates.?

 

 

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Thanks for your advice dx100. Hopefully everything will work properly now you’ve pointed me in the right direction!

 

This is what I received in the post this morning…don’t know if it’s actually from the Court or Lowells ( no return address or indication of sender…I thought the Court correspondence had some information on the envelope).

 

Anyway, any advice as to how to proceed would be very gratefully received (and acted on!).

Lowells seem to be very persistent with this!

 

 

 

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9 hours ago, Andyorch said:

simply complete the n180 and file and serve by the date notified....assuming they have sent you a blank DQ with dates.?

 

all your upload would have been received from the court...

 

the blank N180 should have notification upon what date you must return it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Many thanks for your replies.

 

Dx100…

I had no notification whatsoever regarding the application for the stay to be lifted…in fact, I didn’t know one had been granted in the first place!

 

Andyorch…

Received Directions Questionnaire, to be submitted by 05/07/21.

 

I’m quite worried about this, given the ruling in the case of Doyle v PRA Group.

 

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we've found doyle in reality appears to have little effect whereby a DN was issued month/years after last use/payment, @Andyorch has already pointed to this earlier in the thread and will no doubt deal with it in your reply to the N244 soon.

 

lowell have done this hoping you might have moved or that you might wet yourself and give in.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

hows this going?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Lowell Claimform - Old Vanquis Card Debt - poss SB, - now N244 for SJ

Many thanks for your continuing interest and help…I feel that I’m not alone in dealing with this.

 

Submitted DQ and have confirmed with the Court that it’s been received.

 

 I have stated that I’m at present unable to present an argument in the ADR process as I don’t have any idea as to what evidence Lowell’s intend to rely on in court. Agreed to ADR, even though I have (what I think!) is an absolute defence.

 

One important thing is, how do I argue against the Doyle ruling?

Very many thanks to all.

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you mean the N180

 

you should have said no to mediation... the debt is statute barred.

 

shouldn't leave things for a month without checking 1st what you should do and get it checked

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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