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    • OK.  So you lent your car to a friend in 2019 and he racked up three parking tickets that he tells you he didn't know anything about(!).  You were the registered keeper (RK) at the time at your family address, but you got chucked out and could not change your RK address with DVLA because you were homeless.  You knew nothing about the parking tickets and enforcement action until you got a bailiffs' letter passed on to you.  You made an Out of Time (OOT) application in respect of one PCN but Birmingham CC objected to it and the traffic court rejected your application.  A solicitor helped you make OOTs in respect of the other two PCNs but you don't yet know the outcome of those two applications.   Is that the situation you are in?   dx100uk thinks you can resubmit the application saying your friend was the driver.  I don't think saying that will help as the driver is irrelevant.  It's the owner who is liable to pay the charge and that is the RK (unless the RK is a car hire firm).  I assume you are not a car hire firm so you are stuck with the liability, not the driver.   Whether you actually can resubmit an OOT once one has been rejected I do not know, but why not try.  What did the solicitor put on the applications they helped you with?  Did you not ask their advice about the rejected application while you were with them?  I think you would have to say something to the effect that you never received any paperwork in relation to the PCNs because you had been chucked out of your home and because you were homeless you did not update your address at DVLA.  That is the truth isn't it?  You don't want to lie on the application.   To me that's a good reason for you not doing anything about the PCNs, but I suspect that Birmingham CC will object again and that the traffic court will reject again.  And, as I said above, I don't even know if you can submit a second OOT application in respect of a PCN if the first has been rejected.   So it looks to me like you might be a bit stuck.   Unless dx100uk, or spaceman61, or another poster with expertise in local authority PCNs comes along I'm not sure what you do.   If you get no more helpful suggestions here you could try on National Consumer Service.  If you do go there, do not register with a hotmail address.  You will also need to provide them with a timeline of everything for all the documents you actually have, and you will need all the facts and dates etc at your fingertips.  And make sure they are accurate.   http://forums.National Consumer Service.com/index.php?showforum=30   And get your friend to contribute to paying off the PCNs.  Do you believe he really knew nothing about them?
    • To enjoy the protection offered by s.75 CCA 1974 for a credit card payment, you must pay over £100 and under £30,000 for the goods or service (even if part payment for a larger total amount).
    • Hi Charlie and welcome to CAG   As an Executor, you have a duty to insure the property and tell the currect insurer of the passing of the deceased.   Most insurers will refuse normal contents cover on a house left unoccupied beyond 60 days. So, unoccupied, the home will not be insured against break-in damage, theft, flood, accidental damage, etc.   You may be able to obtain FLEE insurance covering only Fire, Lightening, Explosion and Earthquake. It may cost more than usual contents cover  because the home is unoccupied, even though the level/amount of cover is less than for an occupied home.   As said here already, an Executor would be wise (or indeed have a duty) to remove valuables from the home if you have somewhere safer to store them pending Probate, distribution, sale, etc.   I hope if you can explain the insurance risks to YB and assure him that you are not taking items just for your own benefit, he may see sense.   Please keep us updated ............
    • yours is not the next move   dx  
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A SAR to my employer on 25-09-20 for information surrounding my posts selection for possible redundancy.


I feel as though I was initially fobbed off and discouraged from doing doing so by the HR rep it submitted to.

She initially responded stating that I did not need to officially request this information as it would be made available as part of the consultation process and continued to list what I could expect to receive as such.

Nothing she quoted was the information I was seeking as it only covered information relating to to the consultation process, not the selection.


When I questioned this I was informed that I could not request said information and that I was not entitled to request information about me shared by management via email or any other means of correspondence.

I informed her that I did not think this to be correct and that I was of the belief that I could request all and any information held about me regardless of format, be it email, text message, personnel files, CCTV images etc.

Please confirm if this correct or not.


She, at this point, became very defensive and again attempted to dissuade me from submitting the request.

I submitted the request anyway.


Since then I initially was informed that the request would take more than the allotted 30 days to complete and asking if I would except an extension of a further 30 days.

This I grudgingly agreed to.

I have since been notified that the request may take even longer than this and has been extended by two months for completion.

Is this allowed ?


Despite asking if I would like the request kept confidential I am aware that they have been contacting colleagues who have no knowledge of the subject matter requested.


I feel that they are over complicating the matter and that this a ploy to prevent providing any information that may assist any appeal etc until after all deadlines have past.

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You've posted in the self-employment forum although as I understand it you can only be made redundant as an employee.


I've moved your thread to the Employment forum, people should be along to advise later.



Illegitimi non carborundum




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Apologies HB. Thanks for moving.


Thanks Emmzzi, just what I was looking for. That helps a lot.

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Morning Folks,


Was hoping I could possibly seek some further opinion on a different aspect of this matter.


My third and final individual consultation was held last week where it was verbally confirmed that my position had indeed been made redundant.

I was advised an exit date of November 6th.

It was confirmed at this point that I would receive written confirmation.


I was asked if provision of these documents was acceptable the following day as the HR rep was busy. I agreed that receipt of docs the following day was acceptable.


The redundancy policy also states "the employee be served with notice of redundancy"


As of yet no confirmation or documentation has been received.


I also have questions over the validity of the redundancy policy provided.


Would this merit fair grounds for appeal ?


Policy states the following right of appeal ;

"If the employee wishes to appeal against a redundancy decision, he or she must submit the
grounds upon which the appeal against the Company’s decision is based, in writing, within five (5)
working days of the date of the notice of redundancy."


Appreciate any advice, feedback or opinion.

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Why do you think the dismissal is unfair please?

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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My point is that they have not followed their own procedure.


I was supposed to receive written confirmation of my redundancy along with all other final documents the day or day after my final consultation meeting.


With only a small number of days to go before I am supposed to exit the the company I have yet to receive them.


If it is not confirmed, is it valid ?

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I'd put your challenge in anyway.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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