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blemain/Together secured loan help


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Hi, I’m desperately looking for help regarding a secure loan that was taken out on my moms property ( I’m her appointee) back in 2007.

 

I have limited paperwork but the bits I have show a loan application with no income on it also the person who sold her the loan circled the form where she had to sign it and promised a call back in 12 months to rearrange the loan and do a better mortgage however this never happened.

 

I’m almost 100% sure this was totally mis sold and the end date of the loan is past her retirement age.

She has been paying the loan however the interest has always been more than the payment so now they are asking her to make a one off payment of nearly 7000 to clear the arrears.

 

Is there anything I can do now to try and stop these people hassling her as she’s fears she will lose her house 

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Who was the loan taken out with? Are these the same people who were chasing you for the one-off payment?
Send them an SAR immediately.

What is the value of the house?

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Also, please can you avoid posting in a single block of text.

We need posts properly presented – space and punctuated – otherwise people may be discouraged from giving you the help you need.
 

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  • dx100uk changed the title to blemain/Together secured loan help

click sar

just send it 

no need to add anything bar their details

 

is this charge still showing on her deeds?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes sadly thats how the sharks work.

 

i've moved you topic to the blemain forum.

 

100's of threads to read here.

but you are doing the best thing for now and thats get all the info.

there could well be £100's if not £1000's in unlawful penalty fees too.

 

 

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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