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    • Yes, I will, I have a million bookmarks and I will post it here as soon as I find it. EDIT: Here we go, took less time than I thought it would:
    • Could you link us to BankFodder's post please? The judge's office means something different to me. HB
    • Hi LFI, With regard to the ANPR cameras in your post #65, while I was on the phone to the Planning Department, they did take a look at Google Streetview and went back to 2012 where they could see the ANPR cameras in place so therefore they would have deemed consent. I had previously read the T&C Planning Regulations and had read the section on deemed consent so I understood the point they made on the phone. It doesn't matter though, that doesn't harm my case any, and I shouldn't really mention this now, (this is what you reminded me of on another thread) but in the past I was a member of a scheme that gave me access to legal advice, I have spoken to a barrister previously through this scheme on another matter and I think I am still a member. I am going to check if I am still a member of the scheme, and if I am I will discuss my case with a barrister or solicitor, whichever the scheme deems appropriate. I will let you know the outcome. I am also going to take Bankfodders advice in the sticky and go to the local court and ask if I can sit in on a case in the Judges office.
    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
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Frankie vs Lloyds


frankiefrankie
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Well I got a phone call today from the branch - she says that they don;t deal with DPA requests, and it will have to be sent to Andover??

 

She says I'll hear from them in the next few days to acknowledge reciept of the letter, but has anyone else heard this from Lloyds TSB?

 

Frankie.xx

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There is nothing wrong with sending your first letter to your branch and then they will forward it on to the right department.Just stick to the time limit you set :)

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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  • 1 month later...

if you only have a week to go then send them a short reminder ..stating they only have until XX date to comply with your SAR .. as soon as the 40 days are up then start the process for non compliance

 

I would not phone them but always keep your corrospondence to letter / email .By phoning them you are just showing them you are nervous or impatient and this can lead to problems for you in the future .. just have patience and stick to the time limits you set and while your waiting read around this forum as much as you can

 

keep us posted :)

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Well, I managed finally to get the statements online. I still haven't received my paper statements, but the charges on the online statements add up to £1897!! Writing up my prelim request for repayment today to send tomorrow!

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  • 2 weeks later...

OK I received the usual standard bumf sod off letter today. I know I'm 2 days ahead of schedule, but can I send my LBA now, or do I have to wait until the 14 days has elapsed even though they have confirmed they're not willing to refund me? Please help!

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  • 2 weeks later...
  • 3 weeks later...

Good luck Frankiefrankie! Am currently at same stage as you on behalf of my Dad. Will be filing MCOL early next week.

.·:*¨

:-) ¨*:·. Blueberrys .·:*¨:) ¨*:·.

 

We are all in the gutter but some of us are looking at the STARS****

:roll:

 

If I've helped please click my scales !

:p THANX!!!

 

HalifaX PLC ***WON 24.11.06 - REFUNDED £666.94 after MCOL***

 

First Direct ***WON - REPAID IN FULL 3.11.06!!!***

 

Barclays ***WON - REPAID IN FULL 31.10.06!!!***

 

Lloyds TSB (Dad's) ***WON***14.05.07

 

 

 

 

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OK I need help. Been away for a few days and there's a letter fro Lloyds here (I did MCOL on Friday 23rd) saying they;ll refund me £750 out of the £2300. They say they'll credit my account in the next few days. Looked today and low and behold - there it is. There is nothing in the letter stating that I accept the money in full settlement, so what do I do now?

 

Do I send Lloyds an acceptance letter stating that I am still after the remainder? How do I change my claim with MCOL? Please help!!

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Hi Frankie

There is a choice of letters in the link below to send them:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html

 

I wouldn't change the amount on MCOL, but I'm not sure whether you need to notify the Court or not, sorry:confused:

Have they acknowledged your claim yet?

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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No, as Barty said there's no need to amend the value of your claim. I'd send a short note to the court to inform them that the defendent has made a part-payment, something like this -

Court Manager

**** County Court

Address

 

[date]

 

Dear Sir/Madam,

 

[You] -v- Lloyds TSB Bank Plc

Claim No:*******

 

I refer to the claim as detailed above, in which I am the Claimant.

 

I wish to notify the court that on [date] I received payment in the sum of £750 from the Defendent as a part-payment in respect of this claim.

 

I have sent a letter to the Defendent accepting this sum on the clear understanding that it is a part-payment only, and that this claim will continue to be pursued to a hearing, or alternitively untill such time as a satisfactory settlement is reached.

 

Yours faithfully

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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So last week I sent letters to Lloyds and MCOL detailing the £750 received and that I am still climing the remainder.

 

Today I received a letter from MCOL stating that Lloyds have filed an acknowledgment of service and now have 28 days to file a defense.

 

What do I do now? Do I wait for them to file their defence?

 

Frankie.xx

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Hi

Yes wait for them to enter a defence. When they have, you will receive a copy of it, and an Allocation Questionnaire to fill in, these couple of links should help you fill in it:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 3 weeks later...

Presumably its the standard 9 point "service charge" defence then, yes? Nothing to worry about, your claim is progressing exactly how it should.

 

Use the links Barty provided for you for help with the AQ. The new strategy (draft order) is definately preferable, but only if you understand its requirements.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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